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 Posted: Sat Sep 29, 2007 6:55 pm Post subject: Do you know what a Public Insurance Adjuster is? |
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| Quote: | We work exclusively for the policyholder!
Would you like to obtain the largest settlement possible from your insurance company? You need to contact United States Adjusters today!
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Why Should You Use Our Public Adjusters?
• We collect only if you collect.
• Free loss consultation 24 hours a day.
• We handle all aspects of your claim.
• Prompt personalized attention no matter how small or large your claim is.
• We know how the insurance companies work. Why? Because we use to work for them.
• We keep in contact with your insurance company and forward all information to you as your claim progresses.
• Settling insurance claims is often very stressful and time consuming; Let us help you get on with your life.
• We receive on average 200 to 300 percent more then the insurance company initially offers.
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Serving all of Florida
What we will do for you:
• Complete a detailed estimate of what is required to repair or rebuild your premises.
• Assist in the preparation of inventories on your damaged personal or business property, contents, and related items.
• With your help in providing correct documentation, and determining ages and descriptions, The Public Adjusters can evaluate and determine the approximate current values.
• Prepare your Time Element Losses, such as Business Interruption, Loss of Rents, or Additional Living Expenses.
• Establish a professional line of communications with the insurance adjuster.
• Present estimates, inventories, and other valuations to the insurance adjuster.
• Meet with the insurance company to adjust your claim fairly and equitably, thus resulting in an acceptable settlement to you.
• Provide experts, if needed, to support the claim.
• Negotiate the best possible settlement.
• Keep you apprised of ongoing settlement efforts.
• Relieve you of the stress and hardship of having to do it alone.
United States Adjusters Handle a Wide Range of Losses:
• Air Conditioning Leaks
• Broken Pipes
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Contact USA
Office Phone: Toll Free (877) 357-2USA
Florida (561) 392-7661
Florida (954) 771-2898
Florida(305) 436-8966
Office Fax: (877) 357-2872
Corporate Office
1612 NW Boca Raton Blvd – Suite 9
Boca Raton, Florida, 33432
Other offices located throughout Florida |
Post edited - Evan |
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info
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| Posted: Sat Sep 29, 2007 9:51 pm Post subject: |
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Since this is off topic and obviously just spam, let me mention the 1 time in 15 years that I've ever spoken with a public adjuster. It was an auto accident and the public adjuster told me he had a witness that would state my insured was speeding. He explained that this witness was inside her house. I asked if she saw the vehicles. No. I asked, if she did not see them how did he know my insured was speeding. The public adjuster proceeded to tell me that she could tell it was speeding by the sound.
Let me repeat that... he told me she could tell it was speeding by the sound.
Sorry, public adjusters are a joke. They are people who have absolutely no power over a claim (legal or otherwise) and do next to nothing for the person who is paying them. Lastly, they only collect when their customer does. When, since a property damage claim has a set value, they are really just taking money out of the person's pocket. |
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tcope
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| Posted: Sat Sep 29, 2007 9:59 pm Post subject: |
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I think you are mixing public adjuster and some other term together. What you just stated has nothing to do with a public adjusters job description - TRY AGAIN
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unitedstatesadjusters
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| Posted: Sat Sep 29, 2007 10:03 pm Post subject: |
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Everyone one of my claims as a PA had received more then 500% more than the insurance companies innitially offered, so how are we taking money from people???? There isn't a set value! If there was I would have a job and all of my clients wouldn't be getting screwed by the insurance company - Unless the set privee your speaking of is always that same LOW BALL number.
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Proof
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| Posted: Sat Sep 29, 2007 10:33 pm Post subject: |
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Any documentation or proof that your client's were paid 500% more, every time, since you were handling the claim as a PA? It's nice to claim things and never offer any proof. BTW - I'm the King of England.
I'm pretty sure I know what a PA is and the information I mentioned is correct. Your website states the following, "Attorneys and Public Adjusters are the only parties allowed by law to represent and pursue another party's interest in an insurance claim". This is just not true. Fact is, anyone with a properly executed Power of Attorney can do this.
I'll ask a simple question... what happens when the adjuster refuses to pay more then they owe on a claim... what do you do then? Your only recourse is to contact the D.F.S. Well, the insured could have done that... but for free.
Again, truth is you have little to no power to enforce any action from an insurance company, you don't get 500% higher payments in the long wrong (you keep stating "initial offer" which shows me your just hiding the facts), and you remove settlement money from your customers.
(You also need to look up the meaning of "mandated", as PA's are not "mandated" by law.. you mean "allowed")
Your Florida licenses have been active 1 1/2 years and 1 year. How effective could you be?
I'll give one thing to PA's, on large property losses they can be helpful in ascertaining the extent of the loss. That is, inventorying the entire loss so that the insurance company can better understand the extent. However, the OP's post (and website) reads like a plaintiff attorneys commercial. |
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tcope
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| Posted: Sun Sep 30, 2007 12:02 pm Post subject: |
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BRAVO TCOPE !!!!!!!!!!!!!
No proof, No guts and No integrity.........
Thank you my friend for your most eloquent (and truthful) post !!!!!! |
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Lori
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| Posted: Sun Sep 30, 2007 12:17 pm Post subject: |
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Twice in 21 years I have had the 'pleasure' of dealing with a P.A., they (the insured or claimant) got absolutely NOT ONE CENT MORE THAN MY ORIGINAL OFFER. Which as Tcope mentioned was a 'set or tangible' amount (property damage). That firm was quickly ran out of the town I live in as no REAL adjuster would cave to their 'imaginary' authority. Unfortunately, however for their 'client' they ended up with (as I mentioned) the exact amount I offered, then had to pay the P.A.!!!!!!!!!!! An absolutely absurd claim these people are making. I'm sure the great state of Florida or Florida's Dept. of Insurance would like to know that all claims EXCEPT for the ones these jokers work are being settled for 500% less than the insured or claimant are due !!!!!!!
Tell you what next time I have a personal claim, I'm going to contact them, and see if they can't get me $5,000.00 on my $1,000.00 worth of damaged property. And if they can, how on earth is that accomplished without commiting fraud? If it is 1k in damage or loss, then it's 1k how do you get 5k? |
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Lori
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| Posted: Sun Sep 30, 2007 2:22 pm Post subject: |
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I am also a public adjuster in Florida, we reopen claims every day and fight for a fair settlement for our clients which many times is more than 300% greater than originaly offered. There are some good adjusters that write a fair estimate but even those we at least cover our fee. When I was a IA I was always aloud to write higher estimates when dealing with a PA just to get the claim settled without it going to appraisel. I dont Know where Lori and TCOPE are from but in florida PA's are needed, if we were not making our clients happy we wouldn't be in business.
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icc
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| Posted: Sun Sep 30, 2007 10:48 pm Post subject: |
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Odd that all these guests, same as the OP, are from Florida. I think with the quotes of 200% and 300%, we know exactly why this is.
I've been working for insurance carriers for 15 years and adjusting claims for 10 years.... in Florida.
Not to sound like we are ganging up but I think Lori's post really puts it into perspective. |
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tcope
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| Posted: Tue Oct 02, 2007 10:51 am Post subject: |
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When I have my claim I want to hire ''PROOF'' he can get me 500%
| Quote: | | Everyone one of my claims as a PA had received more then 500% more than the insurance companies innitially offered |
Where as his buddy, ICC can only get me 300% and not every time,
| Quote: | | which many times is more than 300% greater than originaly offered. |
Now, Proof, doesn't that mean that your partner Icc is (in your ever so profession diction), Is now also 'screwing' your clients by 200%? Are they not now | Quote: | | be getting screwed |
by ICC?
Perhaps you could teach him a thing or two........along with all you have taught us, ''IF IT SOUNDS TOO GOOD TO BE TRUE, IT IS" |
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Lori
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| Posted: Tue Oct 02, 2007 9:52 pm Post subject: |
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| I do think the Insured should rely on the Company's adjuster. Mostly they are at the same side. |
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davidyin
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| Posted: Wed Oct 03, 2007 9:51 pm Post subject: |
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I'm not switching sides but I can certainly understand that even an insured needs to be able to understand their rights and can easily be screwed over by their own insured. There are good insurance companies and ones that don't operate above-board. There are good adjusters and those that are bad. I just can't sit idle when someone comes along and acts like they can automatically make the settlement for any claim "500%"higher then the (initial) offer. I guess is someone actually believes that they they _should_ seek the service of a PA... as they would believe _anything_. Might as well get screwed by the PA's fees while they are at it.
Keep in mind that any _initial_ offer made by an adjuster is based on the information they have available at the time. When it comes to property and especially large property losses, this is usually incomplete or inaccurate information (items missing, not accounted for, items not yet replaced, etc). So if course the "initial offer" is going to be low. But this does not mean the insured could not easily get the amount increased. It's PA's like the OP that act like they have some great power that really rubs me the wrong way. |
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tcope
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| Posted: Fri Oct 05, 2007 8:36 pm Post subject: |
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As far as I am concerned you can all belive the insurance company is going to pay you the "RIGHT" amount but how do you know?? and how are you going to provoke the adjuster to write a larger estimate?? Best of luck to all the brainwashed non believers. Until you run into a "GREEN" adjuster and there are MANY "GREEN" adjusters out there; then you will finally understand the need to have an adjuster on your side. Its amazing how far the heads of some of you are up the insurance companies azz'z - WAKE UP! The insurance companies job is to pay you the least amount possible - You have to look no further then Lousiana to see this!
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