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Insurance Option for Loss of a Job

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At least one major insurer is offering job-loss protection plans with its high-end individual disability insurance policies.

The Guardian Life Insurance Co. of America has set its sights on professionals looking for occupation-specific income protection who might otherwise put off buying coverage because of the recession. About three in 10 U.S. households have some disability insurance. Of that, 5% have individual policies, according to LIMRA, a financial-services research organization.


Added on: Tue Jul 07, 2009 9:41 am by : RupertWBradson

     
It might be a bit difficult to pay for the premiums during the current recession, but I believe all of us should start thinking about it. Of course, we'd need to go through the benefits that are being offered under such programs and know how much we can afford to pay for maintaining such coverage.


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