Posts by InsTeacher
Posting date Subject
Posted: Thu Mar 18 22:23:06 2010 Ummmm...they can't do that. I don't know of any ..
Posted: Thu Mar 18 22:15:11 2010 Wow...I got dizzy just trying to figure out what ..
Posted: Thu Mar 18 21:49:40 2010 Would you explain The days where you could ..
Posted: Wed Mar 17 19:14:08 2010 Good question mindy.hammon. What kind of class ..
Posted: Wed Mar 17 19:03:51 2010 And........ InsTeacher ..
Posted: Wed Mar 17 19:01:24 2010 C'mon Trench...give the guy a break. His ex is ..
Posted: Wed Mar 17 18:55:15 2010 Yup. Business Overhead Expense policies ..
Posted: Tue Mar 16 22:05:13 2010 Interesting question. Let's understand a ..
Posted: Fri Mar 12 22:32:57 2010 foolishmind, I feel your pain. Florida is most ..
Posted: Fri Mar 12 22:30:19 2010 anonymous111, nice post. This is a statute in ..
Posted: Fri Mar 12 13:40:20 2010 professional, I'm interested in this ..
Posted: Thu Mar 11 19:54:41 2010 The latest news flash from the "You ..
Posted: Thu Mar 11 16:01:43 2010 Are you talking about assigning ownership of ..
Posted: Thu Mar 11 15:59:06 2010 Are you looking to insure an aircraft, have you ..
Posted: Thu Mar 11 15:54:03 2010 InsTeacher ..
Posted: Thu Mar 11 12:20:15 2010 This is getting to be redundant with some of ..
Posted: Thu Mar 11 12:16:05 2010 WHAT Please be aware that this is an INSURANCE ..
Posted: Thu Mar 11 11:06:01 2010 Pilgrim42, thank you for responding to my ..
Posted: Wed Mar 10 22:26:45 2010 Look through bank records, checkbooks, personal ..
Posted: Wed Mar 10 22:10:48 2010 First off, I'm assuming we're still talking ..
Posted: Wed Mar 10 13:39:05 2010 "Required Minimum Distribution" (RMD) ..
Posted: Wed Mar 10 13:23:38 2010 One cannot assume that their homeowners insurance ..
Posted: Tue Mar 9 20:49:05 2010 I've seen them where they'll pay on an own occ ..
Posted: Fri Mar 5 16:25:30 2010 Dang skippy and the wussy hasn't gotten back ..
Posted: Fri Mar 5 16:19:43 2010 MiAlterEgo4Now- I'm sorry, but your post is ..
Posted: Fri Mar 5 16:15:19 2010 Dear Guest- this is a duplicate thread and your ..
Posted: Fri Mar 5 16:11:40 2010 There's this thingie out there called the ..
Posted: Wed Mar 3 21:58:38 2010 Just as a follow-up to my previous comment, I ..
Posted: Wed Mar 3 21:41:19 2010 Check out this thread. I'm curious to see if any ..
Posted: Wed Mar 3 21:29:28 2010 Mac, I'm with the other sane people here. I got ..
Posted: Wed Mar 3 11:35:21 2010 Trench, I feel your pain. Hey OP What legal ..
Posted: Wed Mar 3 9:11:01 2010 Great month guys...way to go InsTeacher ..
Posted: Tue Mar 2 22:54:42 2010 Are you referring to those societies that say ..
Posted: Tue Mar 2 12:00:38 2010 The Terrorism Risk Insurance Act of 2002 (TRIA) ..
Posted: Mon Mar 1 20:55:37 2010 Garagekeepers and Garage liability forms are ..
Posted: Mon Mar 1 20:53:24 2010 Normally, an oral swab is used to test for HIV ..
Posted: Mon Mar 1 20:40:33 2010 Certain states have statutes that will not allow ..
Posted: Fri Feb 26 10:57:03 2010 They can't. Federal saw (ERISA that deals ..
Posted: Fri Feb 26 10:53:23 2010 Trench, thanks. Now I understand where you are ..
Posted: Fri Feb 26 9:14:38 2010 Trench, l still don't understand what you are ..
Posted: Thu Feb 25 19:25:44 2010 You guys need to review this ..
Posted: Thu Feb 25 9:07:35 2010 Hey Trench, what did you mean by Do you mean ..
Posted: Wed Feb 24 19:59:52 2010 First off, this is a great thread. Entertaining, ..
Posted: Wed Feb 24 19:29:16 2010 Veronica said: Excellent point. Many ..
Posted: Wed Feb 24 17:22:55 2010 Lori- I somehow figured this was a wall-to-wall ..
Posted: Wed Feb 24 16:32:33 2010 Please be very careful with the idea of ..
Posted: Wed Feb 24 16:12:27 2010 The open-perils coverage afforded in an HO3 ..
Posted: Wed Feb 24 14:27:38 2010 I am not aware of ANY state that will simply ..
Posted: Wed Feb 24 14:21:03 2010 The answer to your question is completely ..
Posted: Wed Feb 24 11:56:59 2010 No, no, no, no, no... Commercial General ..
Posted: Tue Feb 23 9:16:36 2010 dgoldenz said: My assumption is that, even ..
Posted: Mon Feb 22 11:15:12 2010 You'll need a health insurance license; in some ..
Posted: Sun Feb 21 21:06:19 2010 10% commission Really You're kidding, right ..
Posted: Sat Feb 20 22:01:38 2010 BNTRS I would agree with you. The reason that ..
Posted: Sat Feb 20 21:47:42 2010 Yeah...the Rose Bowl. Woo. InsTeacher ..
Posted: Thu Feb 18 20:40:50 2010 Group and individual plans always have different ..
Posted: Thu Feb 18 20:07:50 2010 InsTeacher ..
Posted: Thu Feb 18 20:06:19 2010 scarlett, I'm sorry, but WHAT was there a ..
Posted: Wed Feb 17 19:42:42 2010 Commonly, and in just about every state that I ..
Posted: Tue Feb 16 21:57:09 2010 I have also seen life and health carriers run ..
Posted: Tue Feb 16 21:51:20 2010 Hi...help us out. You posted your post in the ..
Posted: Tue Feb 16 21:46:21 2010 hahahahahahahahahahahahaha InsTeacher ..
Posted: Tue Feb 16 21:43:44 2010 Please keep in mind that HIPAA has nothing to ..
Posted: Tue Feb 16 18:48:35 2010 Sorry folks, been outta town on biz for a few ..
Posted: Fri Feb 12 9:13:02 2010 Depending on the state, you are probably going to ..
Posted: Thu Feb 11 14:15:15 2010 kind of degree in order to obtain an insurance ..
Posted: Wed Feb 10 16:47:13 2010 more than 60 million individuals. That kind of ..
Posted: Wed Feb 10 13:40:00 2010 Hi Brooke and welcome to the forum. In regards ..
Posted: Tue Feb 9 21:33:52 2010 Co-insurance is always a percentage, for example: ..
Posted: Tue Feb 9 21:29:03 2010 Heeeeeeyyyyyy Mikey- I'd be really careful about ..
Posted: Tue Feb 9 21:22:01 2010 Hi, welcome to the forum Did you have a ..
Posted: Tue Feb 9 15:54:27 2010 Insurance carriers are really big on what they ..
Posted: Tue Feb 9 11:21:42 2010 I have never heard of anything like you proposed ..
Posted: Tue Feb 9 11:13:42 2010 InsTeacher ..
Posted: Tue Feb 9 11:07:23 2010 Medicare Part D is the Prescription Drug Plan, or ..
Posted: Fri Feb 5 11:42:52 2010 ; it will only provide coverage for losses that ..
Posted: Thu Feb 4 9:58:21 2010 Keyperson coverage is an individual policy on the ..
Posted: Thu Feb 4 9:55:42 2010 These are known as "Guaranty ..
Posted: Thu Feb 4 9:52:01 2010 Dasfuk, first to your question: If you are ..
Posted: Thu Feb 4 9:41:06 2010 "BOPs," or "Businessowner's ..
Posted: Thu Feb 4 9:32:25 2010 Claims-made contracts are exclusively commercial ..
Posted: Wed Feb 3 23:18:04 2010 Keep in mind that critical illness policies ..
Posted: Wed Feb 3 23:13:27 2010 Folks please, let's not confuse the issue. ..
Posted: Wed Feb 3 22:48:50 2010 Interesting article. Finally, please, when ..
Posted: Wed Feb 3 12:04:17 2010 Group plans RARELY allow exclusionary periods ..
Posted: Wed Feb 3 11:58:19 2010 Certain carriers offer endorsement to condo and ..
Posted: Wed Feb 3 10:57:13 2010 State Insurance Guaranty Associations exist to ..
Posted: Wed Feb 3 10:52:11 2010 Ah yes...the Mt. Everest of errors and ..
Posted: Tue Feb 2 21:46:50 2010 yup. EIAs can be full of those fun potholes in ..
Posted: Tue Feb 2 15:53:16 2010 Most states require that home health care aides ..
Posted: Tue Feb 2 15:51:35 2010 No. They are considered fixed contracts and all ..
Posted: Tue Feb 2 15:47:27 2010 Have to correct the misinformation in this thread ..
Posted: Tue Feb 2 14:00:36 2010 Veronica said: . Lienholder protection protects ..
Posted: Tue Feb 2 11:58:35 2010 Absolutely correct. In order to have the ..
Posted: Tue Feb 2 11:45:20 2010 Welcome to my world of fixing ExamFX errors ..
Posted: Tue Feb 2 9:16:02 2010 WooHoo I'm in. InsTeacher ..
Posted: Tue Feb 2 9:13:09 2010 The benefits received from a NTQ Long-term care ..
Posted: Fri Jan 29 10:12:26 2010 If the children are listed as beneficiaries, ..
Posted: Fri Jan 29 10:04:59 2010 Scarlett, just correcting a bit of misinformation ..
Posted: Fri Jan 29 9:59:34 2010 You will have to go to the company for that ..
Posted: Thu Jan 28 9:41:10 2010 InsuranceExpert- yes, I am absolutely agreeing ..
Posted: Wed Jan 27 19:10:44 2010 Sheesh...this was an easy one. For specific ..
Posted: Wed Jan 27 18:55:55 2010 Subro can be an interesting and at the same time, ..
Posted: Wed Jan 27 18:41:33 2010 InsuranceExpert is right on target. The ..
Posted: Wed Jan 27 17:03:17 2010 Nothing personal, but that approach is one of the ..
Posted: Tue Jan 26 22:47:06 2010 Tax Qualified LTC policies do account for just ..
Posted: Tue Jan 26 22:35:29 2010 Ya'll have no idea how close I came to locking ..
Posted: Tue Jan 26 22:27:30 2010 I found a box of those kind of crayons that ..
Posted: Mon Jan 25 16:49:49 2010 Unsure of what you're getting at. Is there a ..
Posted: Thu Jan 21 22:11:54 2010 Hey Rupert. Normally, these policies won't have ..
Posted: Wed Jan 20 22:14:53 2010 KATS INSURANCE GROUP has it right, except it ..
Posted: Tue Jan 19 22:24:49 2010 steven, great point. Not only are the students ..
Posted: Tue Jan 19 22:13:57 2010 Lori, as always, has some good points and I would ..
Posted: Tue Jan 19 22:02:45 2010 In the event there are no named beneficiaries ..
Posted: Tue Jan 19 21:47:48 2010 All right Reckless78, a fellow Duck fan! The ..
Posted: Fri Jan 15 19:05:52 2010 I've decided, after a long and hard deliberation ..
Posted: Fri Jan 15 18:51:15 2010 Hi vipvoy, and welcome to the forum. We're ..
Posted: Fri Jan 15 18:46:04 2010 Tell me the company and I'll tell you if the info ..
Posted: Fri Jan 15 18:40:01 2010 What does this have to do with insurance Did ..
Posted: Fri Jan 15 12:06:54 2010 North American Union Life Assurrance company was ..
Posted: Fri Jan 15 9:03:53 2010 Good, I'm glad that wasn't you. Your history ..
Posted: Thu Jan 14 18:50:20 2010 I have to agree with just about all of these ..
Posted: Thu Jan 14 18:33:11 2010 "Guest 1," you cannot post links ..
Posted: Thu Jan 14 12:10:01 2010 First of all, "Guest 1,' you're really ..
Posted: Tue Jan 12 17:01:45 2010 InsTeacher ..
Posted: Tue Jan 12 9:29:12 2010 InsTeacher ..
Posted: Tue Jan 12 9:22:13 2010 Lori...you're my hero! Congratulations ..
Posted: Fri Jan 8 19:16:56 2010 Hi nitzP, welcome to the forum. In response to ..
Posted: Fri Jan 8 19:15:19 2010 Thoughts Many... The primary thought is this: ..
Posted: Fri Jan 8 16:58:59 2010 I'm in. Happy New Year ..
Posted: Tue Dec 22 16:38:31 2009 I am locking this thread due to the lack of ..
Posted: Tue Dec 22 16:30:36 2009 The link to the Texas DOI's report on credit ..
Posted: Mon Dec 21 13:39:52 2009 I'd be careful about that statement. Our ..
Posted: Mon Dec 21 9:12:56 2009 Thank you all for your kind words! Have a ..
Posted: Wed Dec 16 20:28:26 2009 Frankly, that sounds weird. This means that ..
Posted: Tue Dec 15 22:27:43 2009 First off, there is no HIPAA applicability ..
Posted: Tue Dec 15 22:07:33 2009 Hey Rupert! Nice to see you back. InsTeacher ..
Posted: Fri Dec 11 13:36:13 2009 Taking medication is considered "being ..
Posted: Fri Dec 11 11:50:39 2009 InsTeacher ..
Posted: Fri Dec 11 10:33:34 2009 Dan, I think that I may have not explained myself ..
Posted: Fri Dec 11 10:22:02 2009 Homeowner insurance policies are ..
Posted: Thu Dec 10 21:21:02 2009 If you folks don't stop sniping at eachother and ..
Posted: Thu Dec 10 14:02:26 2009 Trench, I also teach the Fair Credit Reporting ..
Posted: Thu Dec 10 11:52:32 2009 Every state has a laws that deal with this. ..
Posted: Thu Dec 10 11:45:36 2009 There is a difference between ..
Posted: Thu Dec 10 11:38:18 2009 Trench, please read the rest of my post before ..
Posted: Thu Dec 10 10:43:26 2009 Dan, I agree with what you've said, except for ..
Posted: Thu Dec 10 9:47:06 2009 Hi mrsconfused, welcome to the forum. Your ..
Posted: Thu Dec 10 9:41:04 2009 While concealment and omission of a material ..
Posted: Wed Dec 9 19:12:05 2009 If that estate is still in probate, after 29 ..
Posted: Wed Dec 9 19:02:25 2009 The likely reason that Progressive is trying to ..
Posted: Wed Dec 9 13:47:20 2009 As to your questions, we'll take them in ..
Posted: Wed Dec 9 13:37:45 2009 I was considering staying out of this thread, but ..
Posted: Tue Dec 8 16:11:32 2009 The best place to look for "misplaced" ..
Posted: Tue Dec 8 13:49:18 2009 heidrek, I'm sorry, but this busted me ..
Posted: Tue Dec 8 9:05:44 2009 Most states are allowing "partnership" ..
Posted: Tue Dec 8 8:54:20 2009 fjrev, a small clarification: , and we insure ..
Posted: Mon Dec 7 19:30:58 2009 If they think this is going to be passed by ..
Posted: Mon Dec 7 16:22:21 2009 I wish that you weren't under a statutory ..
Posted: Mon Dec 7 10:13:52 2009 All life insurance policies offer a tax-free ..
Posted: Mon Dec 7 9:15:26 2009 Awwwwww shucks..... InsTeacher ..
Posted: Thu Dec 3 23:27:15 2009 If the car's totaled and there's a lien on it, ..
Posted: Thu Dec 3 23:18:07 2009 While not an attorney, I wouldn't think you'd ..
Posted: Thu Dec 3 9:14:04 2009 Nice try...it's still a heart attack, and not ..
Posted: Wed Dec 2 14:15:09 2009 Thanks! InsTeacher ..
Posted: Wed Dec 2 14:07:06 2009 Heidrek...the OP was looking for information on ..
Posted: Wed Dec 2 9:50:48 2009 Happy Holidays to all! I'm in with my ..
Posted: Wed Dec 2 9:46:45 2009 "IMT" is an acronym for "India ..
Posted: Tue Dec 1 16:33:07 2009 Not to sound patronizing, but you're referring to ..
Posted: Tue Dec 1 16:31:12 2009 Megan...I answered your questions in the previous ..
Posted: Tue Dec 1 16:27:49 2009 Many carriers will not sell or renew level term ..
Posted: Tue Dec 1 16:25:43 2009 I absolutely agree with tcope...REALLY bad idea ..
Posted: Tue Dec 1 16:19:32 2009 Not that I am aware of...have you googled the ..
Posted: Tue Dec 1 16:17:51 2009 Max, my statement about buy term and invest the ..
Posted: Tue Dec 1 16:07:43 2009 Heidrek, since Medicaid is a state-run ..
Posted: Tue Dec 1 16:04:26 2009 Max, please forgive me if I forgot that ..
Posted: Mon Nov 30 22:12:28 2009 Megan, the Massachusetts state explains ..
Posted: Mon Nov 30 22:03:05 2009 Max, Max, Max...take it easy buddy. No need to ..
Posted: Mon Nov 30 21:41:51 2009 So, there's a lot more to it. Tell us what ..
Posted: Mon Nov 30 21:33:34 2009 Max, I'd be careful about this: In a ..
Posted: Mon Nov 30 21:20:37 2009 While it is generally held that insurable ..
Posted: Thu Nov 26 9:13:52 2009 Here's a site that will let you ..
Posted: Tue Nov 24 13:06:06 2009 BNTRS said: More than likely UL. Modified ..
Posted: Tue Nov 24 12:57:32 2009 Your $500k combined single limits (CSL) are for ..
Posted: Tue Nov 24 12:47:49 2009 Yes...Variable Universal Life insurance offers ..
Posted: Mon Nov 23 21:32:52 2009 InsuranceMedics, welcome to the forum. My last ..
Posted: Mon Nov 23 21:23:37 2009 No. Term insurance is bought for a specific ..
Posted: Mon Nov 23 21:12:57 2009 Not wanting to sound glib, but you're describing ..
Posted: Fri Nov 20 22:40:09 2009 Life insurance cannot be held in a living ..
Posted: Fri Nov 20 19:43:11 2009 Not quite sure what this means: Do you mean ..
Posted: Fri Nov 20 19:37:39 2009 Steven...excellent post. InsTeacher ..
Posted: Fri Nov 20 19:35:40 2009 Ooooooh...comparing State Farm to American ..
Posted: Fri Nov 20 19:18:22 2009 Lori... Man...I wish agents out there would ..
Posted: Fri Nov 20 19:03:29 2009 First off, this is a great comment: Almost ..
Posted: Fri Nov 20 18:51:37 2009 Key Person insurance (formerly ..
Posted: Thu Nov 19 19:43:24 2009 I've run into this questions many, many times. ..
Posted: Mon Nov 16 22:14:12 2009 Here's a link that discusses a possible extension ..
Posted: Mon Nov 16 22:09:03 2009 I can't believe that I'm actually commenting on ..
Posted: Mon Nov 16 21:42:31 2009 Sorry Mark. I've been playing around with ..
Posted: Mon Nov 16 21:40:25 2009 I've seen many instances where a plaintiff's ..
Posted: Mon Nov 16 21:26:28 2009 No, term as in pure term insurance. ..
Posted: Mon Nov 16 21:21:59 2009 Every state has an age at which minors can be ..
Posted: Mon Nov 16 21:15:44 2009 Any felony or any misdemeanor involving ..
Posted: Fri Nov 13 13:15:28 2009 Just got one from Sierra Leone wanting to give me ..
Posted: Fri Nov 13 13:12:35 2009 This has nothing to do with the dec ..
Posted: Fri Nov 13 13:03:46 2009 Be happy to. This can be looked at as either ..
Posted: Fri Nov 13 12:51:58 2009 First of all, term insurance is getting more ..
Posted: Thu Nov 12 21:36:14 2009 ExamFX is an examination prep tool that ..
Posted: Thu Nov 12 21:28:14 2009 Needs analysis is really the only way to go. The ..
Posted: Thu Nov 12 9:38:55 2009 The subsidy for COBRA premiums has been active ..
Posted: Tue Nov 10 16:55:47 2009 Sounds like you're not living in the home and you ..
Posted: Tue Nov 10 16:53:45 2009 Hi Katherine, and welcome to the forum. ..
Posted: Tue Nov 10 16:49:26 2009 You mentioned ERISA. ERISA only applies in the ..
Posted: Tue Nov 10 16:46:35 2009 Not wanting to sound simplistic, but apply for ..
Posted: Tue Nov 10 15:51:12 2009 Some group plans offered at work allow up to 31 ..
Posted: Tue Nov 10 15:48:51 2009 Frankly, I'd be more concerned about the ..
Posted: Sun Nov 8 18:23:57 2009 Applying any part of the commission in an attempt ..
Posted: Fri Nov 6 16:53:04 2009 Please tell us specifically what type of life ..
Posted: Fri Nov 6 16:50:22 2009 That's extraordinary...$25k base PLUS 25% new/15% ..
Posted: Fri Nov 6 16:48:47 2009 I haven't heard anyone use the term ..
Posted: Fri Nov 6 16:42:47 2009 Brand value, in the pure sense, has nothing ..
Posted: Fri Nov 6 14:04:34 2009 If liability is accepted by the other party's ..
Posted: Fri Nov 6 13:58:52 2009 Ok, let me see what I can do. "Filed ..
Posted: Fri Nov 6 12:41:24 2009 This is a great definition that will answer your ..
Posted: Fri Nov 6 12:34:19 2009 Was your wife "legally parked" That ..
Posted: Fri Nov 6 11:56:21 2009 The following is copied in its entirety courtesy ..
Posted: Thu Nov 5 22:03:40 2009 I read my first post and had to rethink a couple ..
Posted: Thu Nov 5 21:41:11 2009 Hey SD, good point- I busted up laughing ..
Posted: Thu Nov 5 21:31:25 2009 BNTRS had a good point of the tax-free status of ..
Posted: Thu Nov 5 17:03:43 2009 You state that they didn't pay your $10,000 ..
Posted: Thu Nov 5 9:57:02 2009 Have you actually tested yet What were the ..
Posted: Wed Nov 4 11:07:53 2009 No. Rates are rates, and the only way you ..
Posted: Tue Nov 3 21:45:33 2009 The purchase of paid-up additions normally ..
Posted: Tue Nov 3 16:15:00 2009 Unfortunately, you're correct. Self-insured ..
Posted: Tue Nov 3 16:06:38 2009 Need to know some additional info in order to ..
Posted: Tue Nov 3 9:11:33 2009 nsurers are NOT allowed to "play" off ..
Posted: Tue Nov 3 9:10:40 2009 Insurers are NOT allowed to "play" off ..
Posted: Tue Nov 3 9:04:02 2009 Your deductible is $8,000 Kind of unusual to ..
Posted: Tue Nov 3 9:00:54 2009 I'm in. ..
Posted: Tue Nov 3 9:00:00 2009 Some states require coverage for infertility ..
Posted: Sun Nov 1 15:50:58 2009 Here's a great place to search. It'll cost a few ..
Posted: Sun Nov 1 15:37:33 2009 Call the police and report the car stolen. ..
Posted: Sun Nov 1 8:29:50 2009 Again...it depends on the state. What state are ..
Posted: Fri Oct 30 20:48:43 2009 More and more commonly found and these ..
Posted: Fri Oct 30 20:19:13 2009 Mark- I have two daughters and a son right ..
Posted: Fri Oct 30 20:11:42 2009 Welcome to the forum samsaba, great questions! ..
Posted: Fri Oct 30 19:43:18 2009 Just scroll down for a while and you'll see ..
Posted: Fri Oct 30 19:31:07 2009 Actually, she might be right. Many ..
Posted: Wed Oct 28 9:15:13 2009 That is soooo weird- insurance by the mile. ..
Posted: Wed Oct 28 9:12:14 2009 Credit can be an issue with some carriers, but it ..
Posted: Tue Oct 27 17:25:39 2009 InsTeacher ..
Posted: Tue Oct 27 11:41:31 2009 The only assistance available for premiums is for ..
Posted: Thu Oct 22 21:46:48 2009 This thread has gone completely south. It's ..
Posted: Thu Oct 22 21:23:47 2009 Steven, There's another post where I gave the ..
Posted: Wed Oct 21 20:13:33 2009 Wow, interesting post! Not to throw ..
Posted: Wed Oct 21 19:58:25 2009 1. Coverage as an employee is primary over ..
Posted: Wed Oct 21 19:32:18 2009 You're correct...regardless of how mom ..
Posted: Tue Oct 20 19:07:51 2009 It would be great if you could clarify something. ..
Posted: Tue Oct 20 19:01:55 2009 From your post, it sounds as if the ..
Posted: Tue Oct 20 18:39:08 2009 No, you cannot. The only way you could ..
Posted: Mon Oct 19 18:56:23 2009 Heidrek is right on target. When you hear ..
Posted: Mon Oct 19 18:40:44 2009 Life insurance prices are all over the map. If ..
Posted: Sun Oct 18 11:56:15 2009 Trench, I hate to disagree with your ..
Posted: Fri Oct 16 19:18:30 2009 Hi e.ronzio! First of all, welcome to the forum. ..
Posted: Fri Oct 16 19:06:56 2009 Just a couple of things to maybe consider to add ..
Posted: Fri Oct 16 10:41:38 2009 Permission given by the insured to use his ..
Posted: Thu Oct 15 21:15:14 2009 The following is courtesy of Wikipedia. Take it ..
Posted: Thu Oct 15 14:35:07 2009 The death benefit would go to the contingent ..
Posted: Thu Oct 15 13:01:42 2009 sanvister said: It's not illegal. It does ..
Posted: Thu Oct 15 12:56:40 2009 Simply put, this "declination" letter ..
Posted: Tue Oct 13 16:37:53 2009 Fishman, great reply. I think that you hit it on ..
Posted: Tue Oct 13 9:22:51 2009 InsTeacher ..
Posted: Mon Oct 12 13:20:15 2009 Auto insurance policies do NOT normally cover ..
Posted: Sat Oct 10 20:56:45 2009 The lawsuit is nothing more than America's latest ..
Posted: Sat Oct 10 20:31:21 2009 If you rarely drive it in terms of frequency, ..
Posted: Sat Oct 10 20:23:38 2009 COBRA only ends when: ** The premium isn't paid ..
Posted: Sat Oct 10 8:23:37 2009 As well, if the lawyers are "5 states ..
Posted: Sat Oct 10 8:20:13 2009 You're talking about two different things. ..
Posted: Sat Oct 10 8:16:19 2009 No, inflation protection is normally offered ..
Posted: Thu Oct 8 17:18:16 2009 InsTeacher ..
Posted: Thu Oct 8 17:14:47 2009 Who, exactly, are you wanting to sue ..
Posted: Thu Oct 8 17:12:38 2009 While Medicaid eligibility will vary among the ..
Posted: Thu Oct 8 17:10:35 2009 states will require a minimum of 20 hours per ..
Posted: Tue Oct 6 19:01:43 2009 Have you checked out the LexisNexis Law Library's ..
Posted: Tue Oct 6 18:48:54 2009 Lori said: Yeah...what's the deal here ..
Posted: Tue Oct 6 18:34:57 2009 InsTeacher ..
Posted: Tue Oct 6 18:31:25 2009 The first thing that I want to know is why the OP ..
Posted: Tue Oct 6 18:23:21 2009 While an insurer does use the past to predict ..
Posted: Mon Oct 5 21:52:58 2009 Be careful with this one. When comparing two ..
Posted: Mon Oct 5 21:43:31 2009 All states have different notification ..
Posted: Mon Oct 5 19:43:59 2009 OK, I'm not confused about how to ..
Posted: Mon Oct 5 19:33:07 2009 What exactly is "overpriced" I ..
Posted: Sun Oct 4 21:17:17 2009 To specifically answer your question, I don't ..
Posted: Sun Oct 4 21:09:17 2009 Here's a link for the IRS instructions on ..
Posted: Fri Oct 2 19:03:03 2009 This is America! You can sue almost anyone ..
Posted: Fri Oct 2 18:57:19 2009 While true in most states, it's not true in ..
Posted: Fri Oct 2 18:45:09 2009 OK, let's give the poster some additional info ..
Posted: Mon Sep 28 18:25:56 2009 Simply to keep this thread alive, I submit the ..
Posted: Mon Sep 28 17:55:31 2009 OK...let's make sure that you get some accurate ..
Posted: Tue Sep 15 21:07:27 2009 I've dealt with this before. Keep in mind that ..
Posted: Wed Sep 2 21:27:13 2009 Depends on what state you live in. Could you ..
Posted: Tue Sep 1 19:36:23 2009 ..
Posted: Tue Sep 1 19:19:40 2009 Hi Ben, Hope you get some useful information ..
Posted: Tue Sep 1 19:16:02 2009 I'm not sure what this means: received ..
Posted: Mon Aug 31 19:38:22 2009 to the customer; they were only allowed to see ..
Posted: Fri Aug 28 19:45:05 2009 I think there's a lot of folks misusing the term ..
Posted: Fri Aug 28 19:29:12 2009 I'd be happy to reply. I've never in my career ..
Posted: Thu Aug 27 23:05:28 2009 First off, please give credit within your post ..
Posted: Thu Aug 27 16:37:54 2009 OK...then what do you call a vehicle with ..
Posted: Mon Aug 24 13:27:15 2009 How old are you and how long have you been paying ..
Posted: Thu Aug 20 20:39:30 2009 I get the idea, but unfortunately it's most ..
Posted: Mon Aug 17 20:12:37 2009 There's a reason why they're called ..
Posted: Wed Aug 12 19:42:11 2009 Opinions I have just a few... They can't ..
Posted: Wed Aug 12 19:23:55 2009 This is actually a pretty simple question...if ya ..
Posted: Wed Aug 5 22:22:18 2009 explain this said: Thank you. Well said. ..
Posted: Wed Aug 5 22:17:27 2009 To the OP- hold on just a sec... tcope- ..
Posted: Tue Aug 4 18:34:26 2009 I personally am not aware of any professional ..
Posted: Thu Jul 30 22:48:06 2009 Oh yes, don't forget the amazing deals on ..
Posted: Thu Jul 30 22:44:59 2009 What the heck is going on here We're getting ..
Posted: Wed Jul 29 21:22:09 2009 Be careful there...COBRA doesn't apply in all ..
Posted: Wed Jul 29 21:16:16 2009 No, health insurers are not allowed to offer ..
Posted: Thu Jul 23 20:47:02 2009 DV360- you said that you've known cases in ..
Posted: Wed Jul 22 21:25:38 2009 I've been watching this thread since it's ..
Posted: Tue Jul 21 22:06:40 2009 I've also adjusted claims in my former life, and ..
Posted: Fri Jul 17 19:21:26 2009 Any particular state you're interested in Can ..
Posted: Thu Jul 16 21:55:13 2009 Are you talking about your prelicense training or ..
Posted: Thu Jul 16 20:20:11 2009 Boy, this thread's lasted a ..
Posted: Thu Jul 16 20:03:20 2009 hurtarte30, tough question to answer. Not that I ..
Posted: Thu Jul 16 19:40:37 2009 Dear confused_ind: Wow, fun times, huh I feel ..
Posted: Thu Jul 16 19:32:39 2009 To the OP: First off, your question has a ..
Posted: Thu Jul 16 19:21:47 2009 design360 said: You are being corrected. ..
Posted: Thu Jul 9 21:20:08 2009 OK, gotta make a comment. Coverage through ..
Posted: Wed Jul 8 19:04:03 2009 I believe that 47 or 48 states have signed on to ..
Posted: Tue Jul 7 0:08:22 2009 Most states have gone to the Producer Licensing ..
Posted: Tue Jul 7 0:05:07 2009 If you are allowed to continue on the group ..
Posted: Mon Jul 6 16:29:52 2009 I don't get it either. What do your 401(k) ..
Posted: Mon Jul 6 16:26:33 2009 Your insurance company could care less if you ..
Posted: Mon Jul 6 16:24:57 2009 Group life is commonly subject to conversion, and ..
Posted: Fri Jul 3 10:33:57 2009 I suggest that we vote for the best sports team ..
Posted: Wed Jul 1 19:22:32 2009 Hey Gary- I'm out here in the great Pacific ..
Posted: Wed Jul 1 19:03:18 2009 Hey tcope- thanks for the acknowledgment, and ..
Posted: Tue Jun 30 19:27:13 2009 Great question, and one that has befuddled people ..
Posted: Tue Jun 30 19:05:18 2009 Unfortunately, this is not covered by your ..
Posted: Mon Jun 29 23:48:51 2009 Hey Chris, I feel your pain. I had to complete ..
Posted: Mon Jun 29 23:28:57 2009 does my insurance end when i quit my job ..
Posted: Sat Jun 27 22:48:14 2009 Pfffffffft..... InsTeacher ..
Posted: Fri Jun 26 22:11:48 2009 what is the point of the ..
Posted: Thu Jun 25 21:54:51 2009 Lori- thanks for removing that ..
Posted: Wed Jun 24 19:20:38 2009 OP- given that we still don't really know what ..
Posted: Tue Jun 23 21:56:03 2009 First of, I'm assuming that you mean that the ..
Posted: Tue Jun 23 21:52:43 2009 Depends on the state. What state InsTeacher ..
Posted: Tue Jun 23 19:39:46 2009 Hi all, thought I should post this in the Pub ..
Posted: Mon Jun 22 13:48:03 2009 While it is true that you don't have to carry ..
Posted: Fri Jun 19 21:37:30 2009 Expert, I don't disagree in the least. Maybe I ..
Posted: Thu Jun 18 22:05:13 2009 If they are the contingent beneficiary, they ..
Posted: Thu Jun 18 19:28:46 2009 It isn't anything that you signed, it's in the ..
Posted: Thu Jun 18 19:18:11 2009 A will cannot change the terms of the beneficiary ..
Posted: Wed Jun 17 21:05:53 2009 Excellent responses. Most people think that just ..
Posted: Wed Jun 17 20:46:17 2009 To the OP: PA, I hope that you've gotten the ..
Posted: Sat Jun 13 6:23:50 2009 If you are looking for some help, could you ..
Posted: Thu Jun 11 21:03:41 2009 Depends on a couple of things. Check the policy ..
Posted: Tue Jun 9 19:00:57 2009 Thank you all for the warm fuzzies, they're ..
Posted: Tue Jun 9 18:48:46 2009 It depends completely on what state you live in. ..
Posted: Mon Jun 8 8:59:38 2009 Cool! Thanks, Lori...I must admit that it was an ..
Posted: Sat Jun 6 22:46:15 2009 Bulldwarf, in order that long term care tax ..
Posted: Fri Jun 5 23:32:06 2009 Be really careful here. Regular long-term care ..
Posted: Fri Jun 5 23:25:07 2009 If she was collecting on the short-term ..
Posted: Fri Jun 5 11:42:52 2009 I think it would be a good idea to read through ..
Posted: Thu Jun 4 22:17:43 2009 Lori, no, I understood what you meant in your ..
Posted: Thu Jun 4 22:06:35 2009 It's too bad we haven't heard back from the ..
Posted: Thu Jun 4 21:54:53 2009 PA- read a bit further back in the thread, which ..
Posted: Wed Jun 3 20:25:02 2009 SD- I've stayed completely out of this thread ..
Posted: Wed Jun 3 20:04:49 2009 If you use the benefits for long term care ..
Posted: Wed Jun 3 19:48:55 2009 First off, it's not a good idea to try and ..
Posted: Wed Jun 3 19:13:56 2009 Not what the question asked. The poster was ..
Posted: Wed Jun 3 19:01:18 2009 great new look. Nice to get the website out of ..
Posted: Tue Jun 2 19:12:09 2009 Very true. If PIP/UM are mandatory, broad ..
Posted: Mon Jun 1 20:46:42 2009 Gary, it's hard to argue with you when you're ..
Posted: Mon Jun 1 20:35:06 2009 Probably even better to make it sound like a ..
Posted: Mon Jun 1 20:17:48 2009 pa5762, welcome to the forum. As far as the ..
Posted: Mon Jun 1 20:08:56 2009 I have voted as well. Wow! Oh, and may I add- ..
Posted: Sun May 31 21:55:52 2009 OK Gary...this time I have to argue with you ..
Posted: Sat May 30 0:50:40 2009 Chris said: That is SOOOOOO right. We get ..
Posted: Sat May 30 0:40:31 2009 Non-owner coverage, sometimes called "broad ..
Posted: Sat May 30 0:27:03 2009 Hi Again Jonathan, Well, I did some checking ..
Posted: Fri May 29 23:58:41 2009 A "FEIN" number is a "Federal ..
Posted: Fri May 29 18:50:28 2009 Hi OP...good question! First off, I think your ..
Posted: Fri May 29 18:36:56 2009 1. The insurance company will not cover this ..
Posted: Fri May 29 18:30:46 2009 The best place to try and find whether a person ..
Posted: Thu May 28 21:21:57 2009 I think the OP is referring to automobile ..
Posted: Thu May 28 19:58:22 2009 This world never ceases to amaze me. Just ..
Posted: Thu May 28 19:35:49 2009 Hi Jonathan! Welcome to the forum! First ..
Posted: Thu May 28 19:26:36 2009 That depends...what state do you live in and what ..
Posted: Thu May 28 19:25:31 2009 Hello to you too! InsTeacher ..
Posted: Thu May 28 19:22:08 2009 And why do you say that Personally, I don't ..
Posted: Thu May 28 19:20:38 2009 ExamFX is nothing but an exam simulator. A bunch ..
Posted: Wed May 27 22:10:31 2009 Regular use of a friend's car would normally ..
Posted: Wed May 27 19:46:59 2009 Gary, you really do need to ..
Posted: Wed May 27 19:17:38 2009 Hi OP, welcome to the forum. Don't mind ..
Posted: Wed May 27 19:09:52 2009 To the OP: Other comments notwithstanding- are ..
Posted: Tue May 26 22:17:38 2009 Simply put, your minor son is the contingent ..
Posted: Tue May 26 21:48:38 2009 NOW I see where you're coming from. Let's ..
Posted: Tue May 26 21:34:16 2009 There's no such thing as "high ..
Posted: Tue May 26 21:26:54 2009 Guest...the last post was mine. Sorry, I forgot ..
Posted: Sat May 23 11:41:48 2009 Mortgage life insurance or are they wanting you ..
Posted: Sat May 23 11:37:00 2009 If there are both primary and contingent ..
Posted: Fri May 22 20:34:08 2009 Medicare Part D is the Prescription Drug Plan. ..
Posted: Fri May 22 20:16:34 2009 I don't even know where to start. A couple of ..
Posted: Fri May 22 19:49:53 2009 tcope...that was great! Humor marks the ..
Posted: Fri May 22 19:45:37 2009 Hanan...dude(ette)...the OP was asking about an ..
Posted: Fri May 22 19:41:32 2009 Hanan, I'm sorry, but this comment is ..
Posted: Fri May 22 19:33:45 2009 Expert, you can absolutely name more than one ..
Posted: Thu May 21 23:27:06 2009 Unfortunately, yes. I have a feeling that ..
Posted: Thu May 21 23:23:17 2009 You're absolutely right, without question. ..
Posted: Thu May 21 23:12:40 2009 First of all...what does this ..
Posted: Thu May 21 22:54:38 2009 First of all, this isn't a place where you are ..
Posted: Wed May 20 22:41:53 2009 Great answers in this post. I knew I liked this ..
Posted: Wed May 20 20:11:17 2009 I think I understand what has happened, although ..
Posted: Wed May 20 19:50:19 2009 Two different animals. Critical illness ..
Posted: Wed May 20 19:37:07 2009 The insurance division will be of no help. The ..
Posted: Tue May 19 19:18:26 2009 Maybe... U.S. Civil Code sec. 18 (1033) ..
Posted: Tue May 19 19:05:39 2009 Insurance Expert- here's your quote: age 78 if ..
Posted: Mon May 18 22:41:51 2009 Why is Accidental Death and A.D.&D coverage ..
Posted: Sun May 17 10:23:44 2009 Ahhhh Amit, you forgot the 10 post per day limit ..
Posted: Fri May 15 23:49:40 2009 Here's a quick one- in Oregon, you get your ..
Posted: Fri May 15 23:23:29 2009 ...did you pay the bill If our connect the dots ..
Posted: Fri May 15 18:45:10 2009 Mike O' the Ozarks- Couple of questions- ..
Posted: Fri May 15 18:32:33 2009 (confused expression here: Does this place ..
Posted: Fri May 15 18:22:27 2009 Steven... I think that Gary was joking....ya ..
Posted: Thu May 14 18:27:58 2009 To the OP listen to what tcope said. tcope- ..
Posted: Thu May 14 18:24:40 2009 Lori said: We still don't know if your father ..
Posted: Wed May 13 23:47:37 2009 While it's true (for the most part) that it's ..
Posted: Wed May 13 23:34:53 2009 The OP poses a great question and an obvious ..
Posted: Wed May 13 23:19:21 2009 We get this all the time, and this could help you ..
Posted: Wed May 13 23:11:08 2009 There's no apparent reason for this post, I just ..
Posted: Wed May 13 22:35:41 2009 Some states require notice be sent to the state ..
Posted: Wed May 13 22:27:23 2009 If you're still around, can you fill in the ..
Posted: Tue May 12 19:16:46 2009 My first question would be "why do you want ..
Posted: Tue May 12 19:09:13 2009 First off, negligence deals with third parties ..
Posted: Tue May 12 18:53:54 2009 Kelvin, I was referring to the "fraud" ..
Posted: Mon May 11 18:46:09 2009 Having been associated with this business for as ..
Posted: Mon May 11 18:33:04 2009 Not quite sure how you came to that ..
Posted: Sun May 10 11:55:01 2009 InsTeacher ..
Posted: Sun May 10 11:47:02 2009 How could anybody possible answer this question ..
Posted: Sun May 10 11:44:52 2009 First of all, insurance companies are NOT doing ..
Posted: Sun May 10 11:40:27 2009 ..
Posted: Sat May 9 12:01:24 2009 You can absolutely get insurance on a car without ..
Posted: Sat May 9 11:54:10 2009 Jeremy, you are right on target. Was the ..
Posted: Fri May 8 20:05:17 2009 I don't have a lot of personal experience with ..
Posted: Fri May 8 19:51:29 2009 Welcome, noob, and good question! You ask a ..
Posted: Fri May 8 19:40:35 2009 First of all, let's get the "multi auto ..
Posted: Fri May 8 19:27:01 2009 The only sure-fire way of determining coverage ..
Posted: Fri May 8 19:23:16 2009 Welcome Pinner! Glad you're here. Did you ..
Posted: Fri May 8 19:18:23 2009 "Loss prevention" techniques have ..
Posted: Fri May 8 19:17:08 2009 Yeah...good luck on the OP actually responding. ..
Posted: Thu May 7 21:54:32 2009 what kind of license InsTeacher ..
Posted: Thu May 7 20:02:10 2009 Kelvin asks: Not really. They're trying ..
Posted: Wed May 6 22:21:09 2009 repiv888: Not to rain on your parade or ..
Posted: Wed May 6 20:13:50 2009 Hello to our new poster, and good ..
Posted: Wed May 6 19:53:38 2009 Given all that I have read, I must say that it's ..
Posted: Tue May 5 22:50:52 2009 lakemen, I saw the post before you deleted it. ..
Posted: Tue May 5 22:46:44 2009 Yes. Call a commercial insurance ..
Posted: Tue May 5 22:43:27 2009 Whoa, Gar.... You sound a little, ummmm, how ..
Posted: Tue May 5 22:37:26 2009 This is actually a great question! Cool! ..
Posted: Tue May 5 22:16:38 2009 Simon says (I've wanted to say that for awhile ..
Posted: Mon May 4 22:38:10 2009 Lori said: (there's that word again), the ..
Posted: Mon May 4 22:27:04 2009 The last post that quoted Oregon law was mine. I ..
Posted: Sun May 3 21:46:22 2009 I don't want to sound like a honk for an aflac ..
Posted: Sun May 3 21:28:48 2009 Law in most states says that you can buy life ..
Posted: Sun May 3 15:41:16 2009 Don't confuse the definition of ..
Posted: Fri May 1 22:45:49 2009 I'm glad this was resurrected. Important points ..
Posted: Fri May 1 22:31:57 2009 Now...wait just a doggone minute here. I ..
Posted: Fri May 1 22:22:14 2009 OK...I can't remember- is this based on quality, ..
Posted: Fri May 1 22:19:38 2009 I have been asked to respond to this thread, so ..
Posted: Fri May 1 10:53:50 2009 You CANNOT study old material, the community ..
Posted: Thu Apr 30 21:28:24 2009 You shouldn't have to hire an attorney, and if ..
Posted: Thu Apr 30 21:18:04 2009 In an earlier life, I was what was called a ..
Posted: Thu Apr 30 21:02:09 2009 First off, what do you study I'm hoping that's ..
Posted: Thu Apr 30 14:15:48 2009 Hi Keller, Pennsylvania is a ..
Posted: Thu Apr 30 14:10:36 2009 Unfortunately, this cannot be done. Your friend ..
Posted: Sun Apr 26 21:43:06 2009 Lucy77 has a tendency to throw up questions and ..
Posted: Sun Apr 26 21:30:18 2009 Ask her Can you tell us what your questions is ..
Posted: Wed Apr 22 22:53:00 2009 I don't know of any auto insurance policy that ..
Posted: Wed Apr 22 22:46:48 2009 Good, it's not locked yet. Got a hunch it will ..
Posted: Wed Apr 22 22:35:08 2009 professional ( I mean competent, not some ..
Posted: Wed Apr 22 22:02:56 2009 Every state with prelicense study requirements is ..
Posted: Tue Apr 21 23:26:13 2009 OK PEOPLE!!! CAN'T WE ALL JUST GET ALONG That ..
Posted: Tue Apr 21 22:55:51 2009 I think you may discuss the issue with your ..
Posted: Tue Apr 21 22:48:25 2009 AD Banker is one of my competitors where I work, ..
Posted: Mon Apr 20 20:03:05 2009 Lori, . I know you're not ..
Posted: Mon Apr 20 19:59:00 2009 It's very unlikely that an insurance company ..
Posted: Mon Apr 20 19:48:05 2009 While it's true that Wisconsin is not a ..
Posted: Mon Apr 20 19:23:37 2009 Ahhh, the wonders of subpoena power. In any ..
Posted: Fri Apr 17 22:24:47 2009 check out the health insurance ..
Posted: Fri Apr 17 22:22:53 2009 Hi roseline Colbert, welcome. My hunch is that ..
Posted: Fri Apr 17 22:10:27 2009 Our OP seems to have deserted us. First of ..
Posted: Thu Apr 16 16:24:19 2009 What Have we learned how to make ..
Posted: Thu Apr 16 16:22:03 2009 Under homeowner insurance contracts, the insurer ..
Posted: Thu Apr 16 16:07:02 2009 Hi Jeff and welcome to the forum. I, too, live ..
Posted: Thu Apr 16 16:01:13 2009 "State Disability" funds are not ..
Posted: Wed Apr 15 18:57:48 2009 OK, to respond to I'm sure you've seen ..
Posted: Wed Apr 15 9:16:00 2009 Your talking "contributory negligence" ..
Posted: Wed Apr 15 9:14:30 2009 a "judgment on real property" is a lien ..
Posted: Tue Apr 14 19:15:38 2009 Insurers normally surcharge for at ..
Posted: Tue Apr 14 19:06:03 2009 Most property insurance contracts have language ..
Posted: Tue Apr 14 18:51:03 2009 Just one more thought on this. If your carrier ..
Posted: Tue Apr 14 16:15:11 2009 OK...in just about every situation, in order to ..
Posted: Tue Apr 14 16:10:45 2009 The OP pm'd me and here's the advice I would ..
Posted: Mon Apr 13 23:03:47 2009 Just as an example, here ya go concerning ..
Posted: Mon Apr 13 22:43:54 2009 Life insurance beneficiary designations can be ..
Posted: Mon Apr 13 22:36:49 2009 InsTeacher ..
Posted: Mon Apr 13 22:30:05 2009 As I see it, the concern of the OP is that he ..
Posted: Mon Apr 13 18:49:32 2009 Put properly, it should be an HDHP coupled with ..
Posted: Mon Apr 13 18:19:49 2009 Hi Judy, I'm in Oregon, too. What entity ..
Posted: Mon Apr 13 18:16:13 2009 If it's your fault in the accident- you pay your ..
Posted: Mon Apr 13 18:10:51 2009 It depends on the state that you're in. Some ..
Posted: Fri Apr 10 18:54:54 2009 InsTeacher ..
Posted: Fri Apr 10 18:50:39 2009 It's perfectly legal to change a revocable ..
Posted: Fri Apr 10 18:41:15 2009 Glad this is in the Pub...I need to vent. ..
Posted: Thu Apr 9 22:28:39 2009 Sorry Amit, I have to poke some holes in your ..
Posted: Thu Apr 9 20:28:47 2009 UGMA (Uniform Gift to Minor's Act) and UTMA ..
Posted: Thu Apr 9 20:10:28 2009 Roddick, great questions. Let me see what I can ..
Posted: Tue Apr 7 22:28:47 2009 Great question from lisar1208 on ..
Posted: Tue Apr 7 22:05:06 2009 First off, I gotta say that when I read the first ..
Posted: Tue Apr 7 21:45:50 2009 Christy P said: " Tell you what, ..
Posted: Tue Apr 7 21:20:17 2009 Insurance Expert- apology absolutely accepted. ..
Posted: Mon Apr 6 23:17:56 2009 Insurance Expert said I was wrong when I said in ..
Posted: Mon Apr 6 22:55:37 2009 This means that you have the right to cancel ..
Posted: Mon Apr 6 22:39:37 2009 Oregon's version of Gary's citation: it ..
Posted: Sun Apr 5 20:54:14 2009 Gary, loved the post. We have lots of laws ..
Posted: Sun Apr 5 20:45:47 2009 Automobile policies don't have free-look periods. ..
Posted: Sun Apr 5 9:41:34 2009 Since we're on the topic of beneficiaries, ..
Posted: Thu Apr 2 14:44:38 2009 Great topic potential...what do you mean when you ..
Posted: Wed Apr 1 22:01:33 2009 Unfortunately, as others have pointed out, this ..
Posted: Wed Apr 1 21:46:31 2009 The purpose of an driver. The insurance ..
Posted: Wed Apr 1 21:30:51 2009 Minor traffic violations stay on your record ..
Posted: Wed Apr 1 13:42:24 2009 Carriers will normally run your MVR (motor ..
Posted: Wed Apr 1 11:06:15 2009 Just because a company is new to a particular ..
Posted: Tue Mar 31 18:57:39 2009 Welcome to the forum, joseph.perri, and I hope ..
Posted: Tue Mar 31 18:47:05 2009 Hi Katie, welcome to the forum! You should ..
Posted: Tue Mar 31 18:30:09 2009 By definition, most auto insurance policies state ..
Posted: Mon Mar 30 23:07:25 2009 ; names on the mortgage, and secondary paperwork ..
Posted: Mon Mar 30 22:51:54 2009 Lori, great point. I have seen slander/libel ..
Posted: Mon Mar 30 22:45:46 2009 Good question. No, insurers will not always ..
Posted: Mon Mar 30 22:34:34 2009 Lori said ( ) I swear, it's always ..
Posted: Fri Mar 27 19:49:53 2009 When thinking about healthcare premiums and the ..
Posted: Fri Mar 27 19:26:43 2009 Bluedevil03, First of all, your response was ..
Posted: Fri Mar 27 18:38:13 2009 Worksite policies like you bought from Aflac are ..
Posted: Fri Mar 27 18:31:12 2009 State law in every state requires healthcare ..
Posted: Fri Mar 27 18:27:58 2009 Sorry- that last post was by me. Like the goober ..
Posted: Fri Mar 27 16:53:29 2009 Just one note- it's not through Medicare, which ..
Posted: Fri Mar 27 14:50:57 2009 Insurance companies lose things all of the time. ..
Posted: Wed Mar 18 23:03:33 2009 Insurers use what are called "morbidity ..
Posted: Wed Mar 18 22:50:40 2009 Sorry, I forgot to say something here. ..
Posted: Wed Mar 18 22:48:18 2009 Oh Man, did this topic hit my hot button... ..
Posted: Tue Mar 10 12:00:43 2009 I have never heard of such a thing, and don't ..
Posted: Mon Mar 9 16:16:46 2009 Crown Life Insurance is out of Canada. I just ..
Posted: Mon Mar 9 16:15:05 2009 First of all, while I appreciate your posts, life ..
Posted: Thu Feb 26 22:03:22 2009 OK: Who was at fault What state Whose ..
Posted: Thu Feb 26 13:29:49 2009 We STILL have no idea what the OP ..
Posted: Wed Feb 25 17:04:31 2009 Are you planning on retiring Is your employer ..
Posted: Wed Feb 25 16:59:58 2009 What is a ..
Posted: Wed Feb 25 16:55:37 2009 What is "women only" insurance ..
Posted: Wed Feb 25 16:54:01 2009 This is almost impossible to answer without a ..
Posted: Tue Feb 24 11:22:25 2009 Are you referring to Private Mortgage Insurance ..
Posted: Thu Feb 19 23:18:20 2009 The stats can be pretty scary. Gary has some ..
Posted: Thu Feb 19 23:00:16 2009 Now, this isn't far off from the loan value ..
Posted: Thu Feb 19 22:28:30 2009 We would suggest that since you can obviously get ..
Posted: Wed Feb 18 21:39:51 2009 Lots of good info here. To say that DI contracts ..
Posted: Fri Feb 13 19:24:34 2009 I guess I'm kind of wondering a couple of things ..
Posted: Fri Feb 13 19:11:53 2009 There is absolutely coverage available for your ..
Posted: Thu Feb 12 22:27:56 2009 Great question. It's something a lot of people ..
Posted: Thu Feb 12 22:17:05 2009 First of all, I hope this isn't about something ..
Posted: Thu Feb 12 22:12:45 2009 Hi Bev- nice to see you comment...I told you ..
Posted: Thu Jan 29 21:48:00 2009 I cannot stress that enough. It's ..
Posted: Tue Jan 27 21:43:34 2009 We operate in 27 states, and I have either ..
Posted: Tue Jan 27 21:18:45 2009 Lori, your response mirrored my own. I could ..
Posted: Thu Jan 22 19:43:56 2009 Most states have laws that, in the event of a ..
Posted: Thu Jan 22 19:33:05 2009 Please excuse my semi-extended absence. The ..
Posted: Thu Jan 22 19:19:00 2009 Hi "Guest-" welcome to the ..
Posted: Sat Dec 13 20:42:19 2008 Additionally, group policies provide ..
Posted: Sat Dec 13 11:17:44 2008 You got it...now the only question is ..
Posted: Sat Dec 13 10:31:21 2008 You know, after I posted this and wandered around ..
Posted: Sat Dec 13 10:08:15 2008 cliffspain, did you read my pm Go to your ..
Posted: Sat Dec 13 9:47:55 2008 I am proud to announce that . Woo Hoo!! I ..
Posted: Sat Dec 13 9:27:43 2008 very familiar with both Kaplan and ..
Posted: Fri Dec 12 22:31:13 2008 Hi Manager, welcome to the forum! Did you know ..
Posted: Fri Dec 12 22:22:46 2008 Pick the right educational provider. Tell me ..
Posted: Fri Dec 12 9:12:47 2008 The carrier is State Farm Mutual. Great ..
Posted: Thu Dec 11 21:58:55 2008 Accident-free discounts, long-term customer ..
Posted: Thu Dec 11 21:33:39 2008 In order to answer your question, it would be ..
Posted: Thu Dec 11 9:23:07 2008 No, the window wasn't actually hit. The ..
Posted: Thu Dec 11 9:18:37 2008 I'm sorry as well, but I would have to agree with ..
Posted: Wed Dec 10 22:26:30 2008 OP- could you tell us what you mean when you say ..
Posted: Wed Dec 10 22:13:31 2008 Well, fellow posters, I Rental car was simple, ..
Posted: Wed Dec 10 21:41:47 2008 Ok, sorry it took me a while to respond. You ..
Posted: Tue Dec 9 9:09:14 2008 All states have suicide exclusions. Depending on ..
Posted: Mon Dec 8 16:46:22 2008 Keep in mind that the coverage for ..
Posted: Mon Dec 8 14:20:12 2008 Not to throw water on this fire, but certain ..
Posted: Sun Dec 7 20:28:02 2008 There's another thing that you have to consider ..
Posted: Fri Dec 5 16:48:42 2008 Not to throw a bunch of rain into this sunshine ..
Posted: Fri Dec 5 16:41:48 2008 Boy, the answers in this thread have jumped all ..
Posted: Fri Dec 5 16:24:59 2008 Gary, I would agree with your statement, ..
Posted: Fri Dec 5 9:31:58 2008 The key is that in order to continue a ..
Posted: Thu Dec 4 16:56:53 2008 Homeowner policies contain a requirement that ..
Posted: Thu Dec 4 16:49:08 2008 Great question. The simple answer is ..
Posted: Thu Dec 4 16:39:08 2008 Replacement of a cash value life insurance policy ..
Posted: Thu Dec 4 14:01:21 2008 I could find nowhere within the Michigan ..
Posted: Wed Dec 3 16:58:51 2008 Spicuzza- just shoot me now. I got a ..
Posted: Wed Dec 3 16:26:25 2008 I am referring you to the following thread for ..
Posted: Wed Dec 3 16:23:54 2008 , while the background check is required in order ..
Posted: Tue Dec 2 16:14:08 2008 be a problem. Every state has additional rules ..
Posted: Mon Dec 1 15:34:52 2008 Please rephrase your questions so we can ..
Posted: Mon Dec 1 15:33:22 2008 Specific answer: If the conviction is ..
Posted: Thu Nov 27 11:58:10 2008 SSDI is only available to those who meet the SSAs ..
Posted: Tue Nov 25 20:01:54 2008 If you know who treated you and/or where, you ..
Posted: Tue Nov 25 19:45:52 2008 Easy..get ahold of an Independent Agent (look in ..
Posted: Tue Nov 25 19:40:55 2008 different than personal lines, plus about a ..
Posted: Tue Nov 25 15:32:29 2008 I don't know of any carrier that will offer a ..
Posted: Tue Nov 25 15:25:25 2008 "Business" insurance is a generic term ..
Posted: Mon Nov 24 21:19:46 2008 I only know of two states that allow it, and I ..
Posted: Mon Nov 24 16:44:04 2008 What you are suggesting is most definitely ..
Posted: Sat Nov 22 13:35:58 2008 A property inventory list is exactly what it ..
Posted: Fri Nov 21 19:54:11 2008 Those little yap mongrels cause more ..
Posted: Thu Nov 20 22:06:44 2008 It really depends on what you're looking for. ..
Posted: Thu Nov 20 19:35:20 2008 Last comment unless I'm challenged again. By ..
Posted: Wed Nov 19 22:38:05 2008 Lori, in her own particularly challenging way ..
Posted: Wed Nov 19 22:11:11 2008 There are also monthly premiums for just ..
Posted: Mon Nov 17 19:16:54 2008 Since "me" hasn't replied, a couple of ..
Posted: Mon Nov 17 19:02:09 2008 This is true for most, if not all carriers. ..
Posted: Sun Nov 16 17:26:32 2008 Absolutely correct. With car and home ..
Posted: Sat Nov 15 14:48:20 2008 Lori said: This is statutory and appears ..
Posted: Sat Nov 15 0:03:15 2008 InsInvestigator, What about grace ..
Posted: Fri Nov 14 23:45:37 2008 I'm sorry your son was bitten. If you could give ..
Posted: Thu Nov 13 23:04:59 2008 Sorry, forgot to add something to the last post. ..
Posted: Thu Nov 13 22:57:28 2008 OK...I'll be the first. Who's ..
Posted: Thu Nov 13 22:54:10 2008 What...you got some tapes of old Boston ..
Posted: Thu Nov 13 20:20:15 2008 Since nobody asked for my two cents, you're gonna ..
Posted: Thu Nov 13 20:00:08 2008 tcope, you and Gary Spicuzza must be drinking ..
Posted: Thu Nov 13 19:55:09 2008 Got an idea that I've seen used in these ..
Posted: Thu Nov 13 19:46:20 2008 Tough question, but kind of right up my alley. ..
Posted: Thu Nov 13 19:01:59 2008 Hi again, lordandlife7. I got a response from my ..
Posted: Wed Nov 12 20:48:01 2008 lordandlife7, understand (kind of) your problem, ..
Posted: Wed Nov 12 20:29:54 2008 What you're looking for is commonly referred to ..
Posted: Tue Nov 11 19:16:37 2008 You guys are killing me... Gary- I'm ..
Posted: Tue Nov 11 19:06:53 2008 False, wrong, not correct, inaccurate, ..
Posted: Tue Nov 11 18:57:17 2008 OK...I've always referred to this as ..
Posted: Mon Nov 10 13:56:10 2008 I may be missing something here, but it appears ..
Posted: Mon Nov 10 13:50:31 2008 Have no idea what you are talking about...what is ..
Posted: Sun Nov 9 22:21:41 2008 Gary, I think that there is actually a difference ..
Posted: Sun Nov 9 22:12:27 2008 InsInvestigator said: Been through ..
Posted: Sun Nov 9 10:54:35 2008 Hi zoobie- for some reason I can't get away from ..
Posted: Sun Nov 9 10:17:06 2008 I agree...I'm confused. Where in the OPs post ..
Posted: Sat Nov 8 21:04:49 2008 All right, you want to talk about teenage ..
Posted: Sat Nov 8 20:25:07 2008 zoobee, I understand that you aren't thrilled ..
Posted: Sat Nov 8 12:09:24 2008 zoobee...I gotta tell you this is possibly the ..
Posted: Sat Nov 8 11:38:11 2008 Hi "me." Welcome to the forum! It ..
Posted: Thu Nov 6 14:37:00 2008 zhbuyi, great questions! Let me see if I can ..
Posted: Sat Nov 1 1:28:46 2008 OK...remember the rule about sticking on topic. ..
Posted: Sat Nov 1 1:10:16 2008 Gary, You don't automatically get enrolled in ..
Posted: Fri Oct 31 19:49:18 2008 goodnatured said: SEO is ..
Posted: Fri Oct 31 15:34:24 2008 Aaaaaahhhhhhh, the world of wasted and wanton ..
Posted: Fri Oct 31 10:27:09 2008 An important consideration necessary to properly ..
Posted: Fri Oct 31 10:24:50 2008 No, no, no, no, no, Self-insured plans are ..
Posted: Mon Oct 13 13:29:26 2008 Wow...all of the misinformation flying around out ..
Posted: Mon Oct 13 13:18:54 2008 Sunshine...you don't actually have to PAY ..
Posted: Mon Oct 13 13:03:39 2008 It is rare that an insurer will actually cover ..
Posted: Tue Oct 7 10:54:48 2008 Every single state requires persons who wish to ..
Posted: Mon Sep 15 15:15:04 2008 Most states have laws that say the the spouse of ..
Posted: Mon Sep 15 15:11:48 2008 What state do you reside in I may be able to ..
Posted: Fri Sep 5 16:57:49 2008 Whenever the death benefit is paid to the ..
Posted: Fri Sep 5 16:36:03 2008 Oral swabs are now commonly used for testing for ..
Posted: Tue Sep 2 16:51:18 2008 From what I can tell, this doesn't deal with a ..
Posted: Fri Aug 29 16:06:25 2008 I wouldn't think that you would need a Dwelling ..
Posted: Fri Aug 29 13:47:08 2008 OK, let's keep it simple. In the absence of a ..
Posted: Fri Aug 29 13:38:05 2008 In a policy with deductible and coinsurance the ..
Posted: Fri Aug 15 16:06:40 2008 Ummmmm....... Stocks are NOT bonds, and ..
Posted: Fri Aug 15 16:02:27 2008 A couple of things to clarify based on your ..
Posted: Fri Aug 8 17:50:26 2008 I am asked quite often to speak on the ideas of ..
Posted: Thu Jul 17 17:25:34 2008 So...it appears as if your insurer reported ..
Posted: Wed Jul 16 9:21:13 2008 Dazzlingdiamond said: I have seen people's ..
Posted: Thu Jul 10 17:21:19 2008 Most of the captive agent carriers, the biggest ..
Posted: Wed Jul 2 9:38:10 2008 Maybe I can help you here. Life insurance death ..
Posted: Wed Jul 2 9:26:25 2008 OK, first of all, what does this ..
Posted: Tue Jul 1 15:25:11 2008 Th OP said: women have driven less miles than ..
Posted: Thu Jun 26 22:14:06 2008 First of all, the simple fact that you've had the ..
Posted: Thu Jun 26 22:03:03 2008 I've been asked this question before, and the ..
Posted: Tue Jun 17 15:54:36 2008 The OP doesn't state exactly what KIND of loss ..
Posted: Thu Jun 5 13:59:32 2008 Lori Said: , I'm glad to say! When I asked ..
Posted: Wed Jun 4 15:45:31 2008 Most disability environments will pay based on ..
Posted: Wed Jun 4 15:37:04 2008 The OP stated that the The financial ..
Posted: Mon Jun 2 9:20:43 2008 Never thought that, Lori...no big deal ..
Posted: Mon Jun 2 9:18:24 2008 Took off to San Francisco and points ..
Posted: Fri May 30 10:54:02 2008 Per Lori: Agreed as well from my ..
Posted: Fri May 30 10:49:50 2008 Lori said: I actually got to take some ..
Posted: Fri May 30 10:47:24 2008 I am aware of the differences between ACV, ..
Posted: Wed May 28 17:00:05 2008 Also keep in mind that settlements on auto ..
Posted: Wed May 28 11:14:27 2008 I will never suggest that I know anything about ..
Posted: Wed May 28 11:11:44 2008 tcope said: Agreed- but the totals didn't ..
Posted: Wed May 28 9:51:02 2008 HEY!!!!! Not that I really care- but WHY WASN'T ..
Posted: Wed May 28 9:49:05 2008 Debts accrued by the parents would be the ..
Posted: Wed May 28 9:36:12 2008 anilkumar_neo asks: It is commonly called ..
Posted: Wed May 28 9:29:40 2008 Lamepatient said: Agreed again. If a ..
Posted: Tue May 27 10:28:33 2008 Thank you all for the birthday wishes, and ..
Posted: Mon May 12 15:52:36 2008 feworn said: OK...what exactly do you ..
Posted: Sun May 11 19:06:54 2008 non-tax qualified annuities aren't within this ..
Posted: Fri May 9 13:24:10 2008 OK, the only plans that accept ..
Posted: Fri May 9 12:18:56 2008 JBernstin asked: You cannot normally ..
Posted: Fri May 9 10:16:55 2008 Lori, I couldn't have said it better ..
Posted: Fri May 9 10:03:45 2008 First of all, and trust me on this, the ..
Posted: Fri May 9 9:55:22 2008 Loans out of 401(k) plans may or may not be a bad ..
Posted: Thu May 8 17:00:49 2008 Fishman is right on target: If the new ..
Posted: Thu May 8 11:48:08 2008 "Full" coverage is normally considered ..
Posted: Wed May 7 9:44:27 2008 OK...first of all- what happened to the OP Frank ..
Posted: Fri May 2 15:04:14 2008 Add Oregon to the LTC Partnership states. They ..
Posted: Fri May 2 15:02:30 2008 I have heard of the occassional carrier that will ..
Posted: Fri May 2 14:56:48 2008 Just so ya know, I am a huge proponent of ..
Posted: Fri May 2 14:48:49 2008 glenncori, if you are referring to what's called ..
Posted: Fri May 2 14:44:19 2008 InsTeacher ..
Posted: Fri May 2 14:39:42 2008 "Grace Period" is the period of time in ..
Posted: Wed Apr 30 17:04:33 2008 OK...you're right and I'm wrong Lori (oooooh, ..
Posted: Wed Apr 30 12:17:31 2008 COBRA has nothing whatsoever to do with income, ..
Posted: Mon Apr 28 16:44:48 2008 OK...been awhile since I've been here. ..
Posted: Thu Apr 17 10:43:46 2008 tcope wrote: insured Motorist Bodily Injury. ..
Posted: Mon Apr 14 11:29:55 2008 Oregon requires that all liability insurance ..
Posted: Sun Apr 13 21:43:24 2008 Lakemen---------------------------> nice ..
Posted: Sun Apr 13 21:41:13 2008 Wow, I cannot believe a state still exists that ..
Posted: Fri Apr 11 17:03:53 2008 Hi Seek, let's see if we can help you. Here's a ..
Posted: Fri Apr 11 16:45:37 2008 Nothing personal, but the site seems to be not ..
Posted: Fri Apr 11 16:38:25 2008 I love it when the OP poses a question, is ..
Posted: Fri Apr 11 9:22:48 2008 Lori said: Lori, I'd bet a buck that ..
Posted: Thu Apr 10 22:12:46 2008 OK...what kind of disability policy 80% of the ..
Posted: Thu Apr 10 22:04:26 2008 The OP asked: substantial occupation in the ..
Posted: Thu Mar 27 9:36:36 2008 Have there been any other claims or losses with ..
Posted: Tue Mar 25 15:50:31 2008 Anyone who has ever had teenagers knows that they ..
Posted: Tue Mar 25 13:21:20 2008 I am not aware of any carriers currently offering ..
Posted: Tue Mar 25 13:17:53 2008 Also available for certain persons under age 65 ..
Posted: Tue Mar 25 13:14:44 2008 It would help if you let us know what state you ..
Posted: Sat Mar 15 0:23:29 2008 Yeah, I know you can get that fixed, but it's a ..
Posted: Fri Mar 14 19:28:46 2008 OK tcope, fireyone and everyone else that has ..
Posted: Fri Mar 14 10:19:31 2008 Hi Bubbles, Welcome to the community. You ..
Posted: Fri Mar 14 9:43:08 2008 OK Community...time to help out the ol' ..
Posted: Thu Mar 6 11:47:25 2008 As well, don't forget the federal penalties that ..
Posted: Tue Mar 4 22:23:46 2008 HEY!!! That last one was MINE and since it SAID ..
Posted: Mon Mar 3 18:43:23 2008 Lori said: and you'll confirm what you've read ..
Posted: Mon Mar 3 18:26:35 2008 No medical life insurance is definitely out ..
Posted: Mon Mar 3 18:13:20 2008 A last option could be your agent, his level ..
Posted: Tue Feb 26 13:41:35 2008 Not one to add a url fuel to the fire, but I ..
Posted: Mon Feb 25 11:33:46 2008 hummingbird wrote: . If not, half the homes ..
Posted: Mon Feb 25 11:02:36 2008 InsInvestigator- you are certainly NO idiot, ..
Posted: Mon Feb 25 9:59:36 2008 Hey InsInvestigator...you picked an example that ..
Posted: Thu Feb 21 19:57:11 2008 tcope said: When you're right- you're ..
Posted: Wed Feb 20 22:21:46 2008 goodnatured said: the liability. This ..
Posted: Fri Feb 15 19:52:19 2008 The stories I could tell... * relationship ..
Posted: Fri Feb 15 10:33:54 2008 Good one, Maze...you're on fire! ..
Posted: Fri Feb 15 10:12:00 2008 Ok...I like the AmEx or Visa gift card ideas. ..
Posted: Thu Feb 14 22:54:25 2008 OK...I've read the entire thread, and feel that I ..
Posted: Thu Feb 14 22:34:11 2008 Hmmm...$50-$60 huh I kinda admit I like the cash ..
Posted: Thu Feb 14 22:25:34 2008 Just curious. I have dealt with companies that ..
Posted: Thu Feb 14 17:19:26 2008 Hello ucrlamm, Welcome to the forum, and I ..
Posted: Thu Feb 14 17:08:23 2008 Hi frank 123, Welcome to the forum...I'm sure ..
Posted: Wed Feb 13 14:10:39 2008 InsTeacher ..
Posted: Tue Feb 12 9:35:59 2008 Another potential to consider is the original ..
Posted: Mon Feb 11 11:20:14 2008 goodnatured said: It is almost impossible ..
Posted: Fri Feb 8 13:57:27 2008 While I understand where this thought may ..
Posted: Fri Feb 8 11:03:21 2008 InsTeacher ..
Posted: Fri Feb 8 10:21:53 2008 I'd make him sue me, too. On the other, if ..
Posted: Fri Feb 8 9:32:35 2008 What the heck does an act of God have to do ..
Posted: Fri Feb 8 9:28:01 2008 Carla, you said: What does comprehensive ..
Posted: Thu Feb 7 15:13:42 2008 BTW-- I'm glad you're still here... InsTeacher ..
Posted: Mon Feb 4 15:15:09 2008 Hey tcope, I have always read and enjoyed your ..
Posted: Mon Feb 4 10:10:17 2008 tcope, I disagree big-time with this: SE) ..
Posted: Thu Jan 31 20:09:31 2008 Remember that car insurance policies, even ..
Posted: Thu Jan 31 19:54:32 2008 that last message was mine...i SWEAR that I had ..
Posted: Thu Jan 31 16:03:00 2008 The typical surcharge for the first chargeable ..
Posted: Thu Jan 31 15:52:39 2008 Kelvin said: If they run your MVR, the ..
Posted: Thu Jan 31 15:44:26 2008 My feeling is that you are already past the ..
Posted: Tue Jan 29 19:48:00 2008 Hi! I think we need a bit more info to properly ..
Posted: Tue Jan 29 14:00:38 2008 Jean Jacques: What the heck is this A ..
Posted: Tue Jan 29 9:10:50 2008 The OP said: Unfortunately, you didn't ..
Posted: Wed Jan 23 19:24:17 2008 OK everyone, slow down. You're all right, except ..
Posted: Sat Jan 19 22:48:34 2008 The OP (niral) said: . This way, if you ..
Posted: Sat Jan 19 15:42:05 2008 Check the literature that came with the ..
Posted: Sat Jan 19 15:23:35 2008 Lori's right. The only time an insurer can ..
Posted: Thu Jan 17 10:22:19 2008 I stand by my comment. Look at the ..
Posted: Tue Jan 15 15:05:09 2008 First off, Aflac Insurance ..
Posted: Tue Jan 15 14:17:47 2008 The OP stated: They can cause HUGE ..
Posted: Tue Jan 15 14:03:39 2008 Do NOT post just to earn money. Have something ..
Posted: Tue Jan 15 13:58:38 2008 Insurance Maze said in his OP: everything ..
Posted: Tue Jan 15 13:33:37 2008 The customer absolutely misrepresented the risk ..
Posted: Tue Jan 15 9:49:46 2008 Just one point, Insurance Maze... In just ..
Posted: Mon Jan 14 9:45:48 2008 Just a note on the incontestable period. ..
Posted: Fri Jan 11 19:46:59 2008 Great question! Is individual coverage cheaper ..
Posted: Fri Jan 11 19:21:51 2008 Sorry folks, that last post was mine. I thought ..
Posted: Fri Jan 11 16:56:14 2008 Wait a sec...I think I just figured this ..
Posted: Fri Jan 11 16:53:02 2008 Here, are you referring to ..
Posted: Fri Jan 11 16:38:43 2008 Insurance Maze- that's a good question! And the ..
Posted: Fri Jan 11 9:33:20 2008 Lori said: Oh Lori...that's not necessary. ..
Posted: Thu Jan 10 10:32:24 2008 First off, I'd like to address Lori's point ..
Posted: Wed Jan 9 20:19:13 2008 the coverage. If you are selling the car, your ..
Posted: Wed Jan 9 14:34:35 2008 Here's the deal. Indiana, like most states, ..
Posted: Wed Jan 9 9:38:03 2008 Sorry...forgot to address something in Lori's ..
Posted: Wed Jan 9 9:31:44 2008 I would be more than happy to address Lori's ..
Posted: Tue Jan 8 16:51:12 2008 InsTeacher ..
Posted: Tue Jan 8 16:35:38 2008 Good questions to answer, and we'll be able ..
Posted: Fri Jan 4 18:27:53 2008 Hi Marisol, Sorry to hear of your problem. ..
Posted: Fri Jan 4 10:06:06 2008 Thanks for the props, Lori. Same back at ya. ..
Posted: Thu Jan 3 22:14:28 2008 OK, quick 1-2 here, it's late. Regarding the ..
Posted: Thu Jan 3 21:54:37 2008 Hi Fiona, I'm sorry to hear of your predicament. ..
Posted: Wed Jan 2 21:56:09 2008 InsInvestigator, again right on target. I ..
Posted: Wed Jan 2 21:38:37 2008 Life insurance for pets is interesting, but ..
Posted: Wed Jan 2 21:13:09 2008 Wow...loaded question. First off, the ..
Posted: Wed Jan 2 20:59:45 2008 Good luck and let us know! InsTeacher ..
Posted: Wed Jan 2 12:37:29 2008 "Guest" replied as follows to the ..
Posted: Wed Jan 2 12:09:52 2008 OK...let's clear up some things. I have been ..
Posted: Wed Dec 19 21:56:35 2007 That's it. Now I'm mad. I read the whole ..
Posted: Wed Dec 19 21:27:14 2007 Hi.OP, good question. There's been some good ..
Posted: Tue Dec 18 21:07:36 2007 I have to say that this is possibly the most ..
Posted: Mon Dec 17 18:36:33 2007 Agreed...mostly. Just about every state ..
Posted: Tue Dec 4 16:46:18 2007 We need more info... For example, it ..
Posted: Tue Dec 4 16:26:01 2007 Please keep in mind that an insurer is always ..
Posted: Tue Dec 4 14:48:04 2007 have coverage under the friend's auto policy if ..
Posted: Tue Dec 4 14:14:44 2007 OK...let's get this right. From what I get out ..
Posted: Tue Dec 4 14:01:41 2007 The information contained in the posts regarding ..
Posted: Thu Nov 15 13:37:52 2007 set and make claim for the difference between ..
Posted: Mon Nov 12 13:28:36 2007 OK...let me see if I can lend some semblance of ..
Posted: Thu Nov 8 9:58:15 2007 Lucasto, Interesting thought on controversy, ..
Posted: Thu Nov 8 9:50:30 2007 Ok...two things... First of all, you said that ..
Posted: Thu Nov 8 9:34:06 2007 Hi Jared70, I'm sorry to hear of your ..
Posted: Wed Nov 7 9:13:02 2007 vehicle, assuming the car is being used with ..
Posted: Tue Nov 6 13:35:05 2007 Good question...and some good answers! I need to ..
Posted: Mon Nov 5 14:59:57 2007 Whew..... BTW--> Way to go Lori! That ..
Posted: Mon Nov 5 9:57:14 2007 Good question, and be careful of what you ..
Posted: Thu Nov 1 16:44:08 2007 OK, let's see if I can lend any fuel to this ..
Posted: Thu Nov 1 16:27:05 2007 Here's somewhere you can look for some info. ..
Posted: Thu Nov 1 12:22:17 2007 Just a couple of thoughts... insured) ..
Posted: Thu Nov 1 12:11:31 2007 Get the highest level of liability coverage that ..
Posted: Thu Nov 1 9:39:25 2007 . That's a recipe for a lawsuit! If you're ..
Posted: Thu Nov 1 9:20:36 2007 Lori, I see your point, but only to a point! ..
Posted: Wed Oct 31 17:23:15 2007 Agreed with all postings, except keep in mind ..
Posted: Tue Oct 30 17:13:46 2007 Hello there, and welcome to the ..
Posted: Tue Oct 30 17:03:27 2007 Hi! Thanks for your question. From what I ..
Posted: Tue Oct 30 16:55:23 2007 Folks, we are guessing at the type of insurance ..
Posted: Tue Oct 30 16:51:09 2007 Keep in mind that PIP (personal injury ..
Posted: Mon Oct 15 10:19:09 2007 Dear Wimpwgn, 2 at-fault accidents within an ..
Posted: Mon Oct 15 10:00:05 2007 As well, CLUE will have the history of the ..
Posted: Mon Oct 8 9:43:16 2007 , to be included on the policy and appropriately ..
Posted: Mon Oct 8 9:28:53 2007 Evan (and all of you), SORRY!!! Just moved, ..
Posted: Fri Oct 5 17:07:23 2007 All I can say, given that I have 25 years in the ..
Posted: Fri Oct 5 16:48:37 2007 Hi! Welcome to ampminsure.com! If you could ..
Posted: Fri Oct 5 16:38:35 2007 Welcome Glenda, First of all, I hope that ..
Posted: Fri Sep 21 18:51:51 2007 Hello all, Just a quick thing regarding gap ..
Posted: Fri Sep 21 18:43:42 2007 Hi! Lori- great info! As my son used to ..
Posted: Fri Sep 21 18:31:06 2007 Hi Lori, Yep...forgot to sign in and just ..
Posted: Wed Sep 19 15:56:46 2007 Tcope, You're right on target...kind of. When ..
Posted: Wed Sep 19 10:10:33 2007 Hi, Good question. In agreement with some ..
Posted: Wed Sep 19 9:41:54 2007 Hi Misty, I would like to be able to help you ..
Posted: Wed Sep 19 9:26:34 2007 Hello! Something to keep in mind when ..
Posted: Tue Sep 18 12:04:53 2007 Hi Tim, Great question, and a lot of answers! ..
Posted: Thu Sep 13 16:59:48 2007 Please let us know what type of insurance ..
Posted: Thu Sep 13 16:57:27 2007 Mrsworried, Unfortunate situation, and ..
Posted: Tue Sep 11 10:08:23 2007 Hi Ash, If I understand what you are referring ..
Posted: Tue Sep 11 9:48:23 2007 Hi, First of all, if you could provide us some ..
Posted: Fri Sep 7 15:13:22 2007 Mental illness is a real tough situation. Let me ..
Posted: Fri Sep 7 14:57:54 2007 Let's be clear of a couple of things regarding ..
Posted: Thu Sep 6 22:20:26 2007 Hi carclaims, First off- TCope, that was a ..
Posted: Tue Sep 4 20:45:31 2007 Hi K, Well...let's be honest here. It's ..
Posted: Tue Sep 4 20:35:11 2007 FYI- Credit scores and insurance scores are NOT ..
Posted: Tue Sep 4 13:47:15 2007 Hi rajeev, I am assuming that you are ..
Posted: Tue Sep 4 13:38:26 2007 Thank you all for your warm welcome and ..
Posted: Thu Aug 30 15:53:49 2007 Hi Ben, Just another thought. My questions as ..
Posted: Mon Aug 27 22:43:58 2007 Hi, Excellent info from Fatman, TCope and ..
Posted: Mon Aug 27 22:29:45 2007 Sorry Bama. I forgot the link...one of my kids ..
Posted: Mon Aug 27 22:28:28 2007 Hi, I assumed from your post that you live in ..
Posted: Wed Aug 22 20:07:41 2007 Hi, First of all, depending on which state you ..
Posted: Wed Aug 22 19:55:13 2007 Hi Ben, Just curious...why are you trying to ..
Posted: Wed Aug 22 10:19:19 2007 Wow, this post is getting just a bit ..
Posted: Tue Aug 21 11:42:06 2007 Most states have statutory requirements regarding ..
Posted: Tue Aug 21 11:35:16 2007 The answer to this question is completely ..
Posted: Tue Aug 21 11:30:31 2007 Good question! Uninsured motorist comes in two ..
Posted: Mon Aug 20 17:06:43 2007 Gary has some good points. However, there are a ..
Posted: Mon Aug 20 16:48:45 2007 You ask your questions about "when ..
Posted: Mon Aug 20 12:02:58 2007 Tax issues on key person disability and life ..
Posted: Mon Aug 20 11:55:03 2007 Hi Cherry, Could you please be a little more ..
Posted: Mon Aug 20 10:18:18 2007 Not exactly sure what you are getting at...$8 per ..
Posted: Mon Aug 20 10:12:28 2007 Hi Misty, Congratulations on the news! ..
Posted: Mon Aug 20 9:48:26 2007 OK, a kid with a learner's permit. This isn't a ..
Posted: Thu Aug 16 20:07:34 2007 Ooooh, those losses stink. By the way, I know ..
Posted: Wed Aug 15 19:31:19 2007 Good question...COBRA can be very confusing. ..
Posted: Wed Aug 15 19:02:30 2007 Hi... I haven't heard of many insurers, and ..
Posted: Wed Aug 15 12:40:28 2007 Unfortunately, yours is not an uncommon ..
Posted: Wed Aug 15 12:28:59 2007 I'm sorry to hear of your situation, and I can ..
Posted: Tue Aug 14 9:48:15 2007 Thank you for the warm welcome, and I will do ..
Posted: Mon Aug 13 17:12:52 2007 If you are currently licensed in Texas as a ..
Posted: Mon Aug 13 17:01:38 2007 While I understand your concerns, I would suggest ..
Posted: Mon Aug 13 16:55:28 2007 Great answers regarding the Accelerated Death ..

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