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 Posted: Tue Jul 29, 2008 7:13 pm Post subject: what is the CA law on number days a individual policy holder |
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| CA law on cancellation of individual medical policy holders for non-payment--how many days does the subscriber have legally before an insurance company can cancel their policy without recourse. |
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jpginsurance
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Joined: 29 Jul 2008
Posts: 1
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| Posted: Wed Jul 30, 2008 10:29 am Post subject: |
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| Well, I guess the terms and conditions for cancelling the plan are described in your policy document. Hence, browsing through it may clarify your doubts. |
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jeorge
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Joined: 07 Oct 2005
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| Posted: Wed Jul 30, 2008 11:03 am Post subject: |
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Well, I guess normally you have 30 days time to reinstate the policy after receiving the policy cancellation notification from the insurer. After that the coverage will automatically get terminated.
Regards,
Juanita |
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Juanita
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Joined: 04 May 2007
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Location: Idaho
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| Posted: Wed Jul 30, 2008 11:11 am Post subject: |
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| Quote: | | Well, I guess normally you have 30 days time to reinstate the policy after receiving the policy cancellation notification from the insurer. After that the coverage will automatically get terminated. |
Yup, but you can reinstate the policy if you want by paying the premium for the entire period.
Cancellation of an insurance policy for non-payment may cast a negative impact on your insurability. In future you may face problems in getting a health plan for this reason. Also, no-one can guarantee that you'll not develop any pre-existing health condition that may reduce your chances of getting covered. Hence, try to reinstate the plan if you can and ensure peace of mind. |
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RupertWBradson
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