Need some advice

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PostPosted: Fri Aug 28, 2009 6:59 pm   Post subject: Need some advice  

My husband has BCBS through his employer, they have went up on the rates. We are just trying to cover our 2 kids, we make $1000 over the limit for TX CHIP. We have researched CIGNA, Aetna, Humana, and Unicare. Would love to hear experiences on each one.
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wifemomto2
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PostPosted: Thu Sep 10, 2009 12:22 pm   Post subject:   

Why have you had trouble covering the kids with the companies you mentioned?

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mymichiganhealth
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PostPosted: Thu Sep 10, 2009 3:52 pm   Post subject:   

Might be cheaper to put the kids on their own plan instead of paying the family group rate, unless you're just looking for a way to get around the SCHIP limit. Keep in mind that if you take that approach, you will have separate deductibles for everyone in the family (versus only 2 on your group plan unless you have an HSA).
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