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 Posted: Fri Jan 04, 2008 3:09 pm Post subject: |
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Found out I do not have medical on my car insurance, it is not required in MO. I'm going to get that changed.
I do have chiro coverage under my personal medical plan with United Health Care. Primary Care physician bill was paid by medical plan. They will probably want to recoup that cost.
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troh
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| Posted: Sat Jan 05, 2008 9:14 am Post subject: |
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| Quote: | | No real offer has been made, just some general talk with the adjuster. He said that is usually all he can get for a low impact accident. |
He's probably telling you the truth about this sorry to say...
Honestly the treatment, you have to make this decision, and about the first demand you make is the same....if you think this injury caused great disruption in your life then get that point across....These soft tissue injuries are tough (on both injured and adjuster) to settle...because on one hand you have a minor impact, with no medical info supporting anything other than whiplash, (before anyone freaks out, I KNOW first hand how bad whiplash can hurt)....so guy ''a'' has a whiplash and can't work etc...treats for weeks with a minor impact, and guy ''b'', had a hard impact, got whiplash and has 300 in meds...see it's just so hard to figure these things.....you'll just have to ask for what you think you have coming and go from there....no way for me or anyone else here to properly evaluate your injury without seeing all the medical info (past and present), doc notes, vehicles etc.....I know we were not able to supply the info you hoped (''what is my injury worth'')....sorry about that.
I do wish you great success and luck, and hope you will let us know the outcome...feel free to ask more questions as you proceed thru the negotiation process...
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Lori
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Joined: 10 Sep 2007
Posts: 7541
Location: Missouri
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| Posted: Tue Jan 08, 2008 4:28 pm Post subject: |
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Should I send something formal for my settlement request or just do it over the phone?
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Troh
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| Posted: Tue Jan 08, 2008 5:26 pm Post subject: |
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| Does not really sound like there will be to much to deal with, It won't be a major case for the insurance company, don't they settle these out pretty quickly, whiplash is so common, they probably have a set amount in mind and going to the chiro pulled from the amount that you would have gotten. |
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goodnatured
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| Posted: Tue Jan 08, 2008 11:38 pm Post subject: |
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The phone is fine
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"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
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Lori
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Joined: 10 Sep 2007
Posts: 7541
Location: Missouri
172.15 Dollars($)
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| Posted: Sun Sep 13, 2009 4:30 am Post subject: subbrogation and erisa health care |
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i have recieved my settlement agreement paperwork and releases. there are no leins from my healthcare b&b erisa that my attorney says he knows of. wouldn't he know if their was a lein from them? how can i find out? on my memorandom sheet it only list chiopractor bill and attorney charges and for medical records. i feel like he is trying to pull a fast one and wants me to sign my power of attorney over to him before i recieve any money. help!! 
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breetree3
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| Posted: Mon Sep 14, 2009 2:50 am Post subject: |
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I would NOT give him a Power of Attorney, unless you are completely disabled.
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1000Diamonds
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