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 Posted: Tue Jul 21, 2009 7:13 am Post subject: |
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Hello Cher,
I’d not ask you why your daughter was driving without coverage, but, yeah, he must compensate the other driver for his damages.
| Quote: | | driver wants us to pay his deductable nd bumper repairs, |
If he turns the claim to his insurer, they would pay for his damages and then would subrogate against you for the loss they have paid including his deductibles.
~ Jeremy |
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JeremyHolter
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| Posted: Tue Jul 21, 2009 8:16 pm Post subject: Uninsured Drivers in Texas |
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In the State of Texas, if your husband is found at fault for the accident he is facing license suspension until the judgment is paid in full (if a judgment is filed). In addition, he may be required to carry an SR22a, meaning he will have to pay for insurance in full, cash, for a minimum of six months. Also, with the passage of the Driver Responsibility Act back in 2003, he will be required to pay a $250 a year fine for 3 years in addition to the no-insurance fine the county imposes. And yes, you will be required to show proof of insurance to get the car out of the impound lot.
As stated in previous posts, it's much cheaper just to buy the insurance in the first place or to use alternate means of transportation.
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AnMarieB
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AnMarieB
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| Posted: Fri Oct 16, 2009 6:31 pm Post subject: no car insurance |
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i bought a car for my grand daughter it was in my name she insureed me she had insurance on the car she had a accident and had lied to me she had no insurance. Now i get a ketter from the persons insurance company telling me i need to pay several thonsand dollars for the repairs on the car. what can i do>?
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larry heap
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| Posted: Fri Nov 06, 2009 12:40 am Post subject: Accident |
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I was the uninsured motorist due to mishap with my insurance company at the time of the accident. The officer recored the policy# wrong on the police report and I received a new policy on the same day.
Am I responsible for the other person's vehicle since they hit me but I was uninsured? What can I expect?
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99anonymous012
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| Posted: Sat Nov 07, 2009 1:10 pm Post subject: |
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Larry, I'm sorry we missed your post... 
First of all ring that grand daughters neck!  Most importantly is do NOT hide from the carrier...secondly, I've got a few questions to better understand the situation and provide help you'll need to answer them:
>Do you have insurance on any other vehicle?
>If so, contact that carrier and see if they will afford coverage, (i highly doubt it but worth a shot)..
>does your grand daughter live with you ?
>if not who does she live with?
>Is she a minor?
>What state are you in?
>how long ago was it?
>when did she tell you about it? I'm sure she has received letters as well, did she tell you when she got them?
>What EXACTLY happened in the loss?
>Did she have any passengers in the vehicle?
>Are there any injuries claimed?
You'll need to contact the carrier and set up a payment plan...IF your grand daughter was 100% liable for this loss...
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99anonymous012
I don't understand this statement or what it has to do with the accident or your lack of insurance, would you please clear this up? | Quote: | | The officer recored the policy# wrong on the police report and I received a new policy on the same day |
| Quote: | | Am I responsible for the other person's vehicle since they hit me but I was uninsured? What can I expect? |
If you were at fault yes, if you were not at fault, then no.
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Lori
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